If you were injured or your loved one died in a head-on collision accident caused by another driver’s negligence, the Law Offices of Anidjar & Levine can help you hold the at-fault driver liable for your injuries.
Our car accident lawyers can file and negotiate an insurance claim or a personal injury lawsuit so that you can continue to heal. We can discuss the best legal options available for compensation based on the circumstances of your head-on collision. Call us today at 1-800-747-3733 to arrange a meeting with our head-on collision injury lawyer in Port St. Lucie, Florida.
Compensation from Your Personal Injury Protection Coverage
Florida is a no-fault state regarding car accidents. So, when a car accident causes injuries, vehicle owners can turn to their own auto insurance company to recover compensation—regardless of who was at fault for causing the crash. Florida mandates all vehicle owners carry Personal Injury Protection (PIP) coverage, which provides coverage for medical bills and lost wages.
With PIP coverage, your insurance company pays a maximum of $10,000, which includes up to 80% for medical bills and 60% for lost income of the injury victim. In head-on collision accidents involving severe injuries, there is a good chance that $10,000 will not cover all of your medical bills. Additionally, PIP coverage does not pay for pain and suffering and other non-economic damages.
If your PIP coverage is not sufficient to take care of your needs, we can discuss other legal options available for pursuing additional compensation.
Beyond Your PIP Coverage
Florida Statute 627.737 allows individuals to recover pain and suffering, mental anguish and other non-economic damages in auto accidents if they suffered permanent injuries as described by the statute. Individuals can go beyond the limits of Florida’s no-fault system and file a claim to recover non-economic damages if they, or their loved ones, have suffered the following injuries:
- Significant and permanent loss of an essential bodily function
- Permanent injury within a reasonable degree of medical probability
- Significant and permanent scarring or disfigurement
If you believe you suffered these injuries, including the death of a loved one, we can help you file a liability claim against the driver that caused the head-on collision.
Wrongful Death Claim
In some instances, a head-on collision accident causes the death of motorists involved in the crash. If your loved one’s resulted from the crash, you could file a claim under Florida’s Wrongful Death Act. The legislation describes a “wrongful death” as the “wrongful act, negligence, default, or breach of contract or warranty of any person.”
Surviving spouses, parents, children, and any other blood relatives or adoptive siblings who depend on the deceased relative for financial or emotions support are eligible to file a wrongful death claim to recover damages that include:
- Your loved one’s medical expenses resulting from the injury
- Your loved one’s funeral expenses
- Loss of your loved one’s earnings
- Loss of your spouse’s companionship and protection, and mental pain and suffering
Our firm has helped many surviving family members file wrongful death claims. And, we can determine whether you are entitled to recover damages through a wrongful death claim.
Filing a Personal Injury Lawsuit
If the type of injuries and damages you sustained does not fall under the state statute or your PIP insurance policy, you have the option of filing a personal injury lawsuit against the driver. A lawsuit does not limit you from recovering certain types of economic and non-economic damages. So, you can pursue such damages as:
- Hospital expenses
- Ambulance costs
- Medical bills (current and future)
- Home health care
- Physical therapy
- Prescription drugs
- Lost wages
- Pain and suffering
- Mental anguish
Vehicle Repair Costs
Your no-fault insurance does not cover costs to repair your car. If damage occurred in the head-on collision accident, you could file a property damage liability claim with the at-fault driver’s insurance company for car repairs.
Establishing Negligence in Your Head-on Collision Accident
To prevail in a personal injury case, Florida requires claimants seeking compensation for their damages to prove the following elements of negligence in their case. First that the at-fault driver owed a legal duty to drive carefully and avoid colliding with another vehicle. Also, you must demonstrate that the at-fault driver violated this duty and caused an accident through negligent actions. Lastly, your claim must show that you suffered damages, including physical injuries and property damages, because of the at-fault driver’s negligence.
We can help you build a solid case that establishes negligence so that you can pursue compensation for your injuries and other damages.
Collecting Evidence to Support Your Claim
Since our case must prove negligence and causation, we may secure evidence that shows how the at-fault driver caused the head-on collision accident. For instance, we may discover, through the proof we collect, that the at-fault driver was speeding and lost control of vehicle or driving under the influence of drugs or alcohol.
We may discover other information through such evidence as:
- Police reports which might cite the other driver for causing the collision accident
- Traffic camera or surveillance video that captured the accident
- Photos of the accident scene, including damage to your vehicle
- Eyewitnesses testimony
- Photos of your injuries
- Vehicle repair receipts
We will thoroughly investigate your case so that we can help you recover the compensation you deserve from your accident.
Our Head-On Collision & Injury Lawyer Can Help
The Law Offices of Anidjar & Levine will stand by your side and help you pursue compensation from the party that negatively impacted your life after the accident. If you or your loved one suffered injuries in a head-on collision accident in Port St. Lucie, Florida, call us today at 1-800-747-3733 for a free consultation.