Yes, Florida PIP will cover certain passengers riding in your car at the time of an accident. According to Florida statute 627.736, PIP will pay up to 80% of reasonable medical expenses up to a maximum of $10,000 per passenger. Florida PIP will also provide up to $5,000 in death benefits to surviving family members of your passengers.
In order to be eligible to use your PIP benefits, a passenger in your car must not own a vehicle that provides them with their own PIP coverage.
For a free legal consultation, call (800) 747-3733
PIP Coverage Is Mandatory in Florida
Everyone who owns a car in Florida must obtain PIP coverage before the vehicle can be legally registered in the state, as required by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). Certain non-residents must also obtain PIP coverage. Non-residents must have PIP coverage if they work in Florida or have children who attend school in Florida.
Failure to obtain and continually maintain PIP coverage could result in the suspension of your license, suspension of your license plates, and fines of up to $500.
PIP Covers Many People Involved in a Car Accident
Florida PIP covers certain passengers riding in your car when it is involved in a collision. PIP also covers the following car accident victims, according to the Florida Legislature website:
- The named insured person (you)
- Biological or adoptive family members who live in your home
- Anyone driving your vehicle
- Anyone hit by your vehicle
PIP will provide up to $10,000 in medical expenses and lost income. PIP will also provide up to $5,000 in death benefits. Each PIP amount is paid per person.
Let Florida PIP Cover Passengers Who Are Fatalities
Florida puts PIP insurance in place for a reason. When you or a family member are involved in a car accident, you might need the coverage PIP provides to receive the medical care you need. PIP will cover more than medical bills for your passengers.
If a passenger in your car is killed as a result of the accident, PIP will cover the cost of their funeral and burial.
Let Florida PIP Cover Passengers’ Accident-Related Disabilities
Florida PIP will cover passengers in your car if they are unable to return to work immediately following a car accident. If a car accident leaves your passengers with injuries that require significant time to heal. PIP may cover their injuries up to the maximum PIP coverage of $10,000.
Get the Most Out of Your PIP Protection
Florida PIP covers passengers in your car and family members who are driving your car even if you are not in the car at the time of the accident. If you need help reaping the benefits of your PIP policy, call the Law Offices of Anidjar & Levine at 1-800-747-3733 to speak to a team member today.