After a hurricane damages your Pensacola home, you naturally turn to your insurance company to repair the damages and compensate you for covered losses. But what if the insurance company refuses to honor their legal obligations?
A hurricane property claim lawyer in Pensacola from the Law Offices of Anidjar & Levine can help. We will protect your legal rights and fight to get every dollar you are entitled to under the terms of your policy.
We offer a free, no-obligation consultation and policy review, and we collect no fees until you recover compensation for your damages. Call 1-800-747-3733 today.
Filing a Hurricane Property Claim Holds Your Insurer Accountable
Your homeowner’s insurance policy lays out the obligations of both the insurer and the policyholder. You uphold your obligations by paying your premiums. So, when you incur damage from a hurricane or tropical storm, you reasonably expect the insurance company to cover your losses.
In addition to structural damages to your home, your policy may cover other losses including:
- Cleanup and debris removal
- Storm and flood damage remediation
- Board-up, temporary roofing, and other protection to prevent further damage
- Contents and personal property
- Loss-of-use expenses (hotel or rental costs, meals, and related costs)
Whatever losses or damages your policy covers, having our legal team file your hurricane property damage claim will send a clear message to your insurance company and compel them to deal in good faith.
Contact a hurricane property claim lawyer in Pensacola at 1-800-747-3733 for help with your claim.
Potential Challenges to Your Pensacola Hurricane Property Claim
When dealing with the massive number of claims after a hurricane, insurance companies may take measures to reduce their financial liability. Unfortunately, policyholders are the ones who suffer.
Some of the most common ways your insurer may refuse your claim are:
- Falsely claiming you have no coverage
- Claiming that your policy does not cover your damages
- Refusing to investigate your claim
- Delaying your claim’s investigation
- Sending an unqualified adjustor to evaluate your claim
- Denying some or all of your claim
- Offering a partial or undervalued settlement
- Demanding a release of future liability in exchange for settlement
- Marking partial payments as payment-in-full
Our legal team will protect your rights and fight to preserve your ability to seek compensation for your hurricane damages.
A Hurricane Property Claim Lawyer Helps You Recover Damages
The property claim lawyers from the Law Offices of Anidjar & Levine will work tirelessly on your behalf, fighting to help you recover financial compensation for your damages.
Our legal services include:
- Investigating and documenting your damages to build the strongest possible claim
- Establishing the extent and value of your damages
- Submitting your claim to the insurance company and communicating with them on your behalf
- Negotiating with the insurance company to recover maximum damages
Other ways we can help include:
Preparing & Filing Your Initial Hurricane Property Claim
To help you recover your covered losses, we will prepare your initial hurricane property damage claim and submit it to the insurance company. Although having a lawyer handle your claim does not guarantee an improved outcome, the insurance company may take your claim more seriously.
Responding to Denied or Delayed Hurricane Property Claims
If the insurer denied your claim, our legal team will analyze your coverage and document your damages to bolster the strength of your claim. We will take whatever action may be necessary to compel the insurance company to reevaluate your claim. If necessary, we can discuss taking legal action.
Negotiating Undervalued Property Claim Settlement Offers
If the insurance company offered you a lowball settlement, our legal team will analyze your claim to determine the insured value of your damages. We will provide any additional documentation to support your claim and push the insurance company to cover your losses.
Protecting Your Right to Recover Additional Damages
Following a hurricane, you have a limited time to recover your damages. We will help file your claim in the allotted time.
Once work begins, your contractor may identify additional damage from the hurricane. Although the insurance company may want you to sign a release stating you will not pursue additional damages, they cannot legally do so in most cases.
Throughout the process, we will handle every aspect of your claim. We will communicate with you proactively, answer your questions, and provide the information you need about your claim.
Establishing the Value of Your Pensacola Hurricane Property Claim
Depending on the details of your homeowner’s insurance coverage, we will include damages such as:
- Repairs to restore your home to its pre-hurricane condition
- Replacement of your home’s contents and your personal possessions
- Disaster remediation, water removal, mold cleanup
- Costs related to protecting your home from additional damage
In most cases, your policy should also cover damage to additional structures on your property, such as a guest house, detached garage, workshop, or storage building. Your insurance company should also provide compensation for damage to decks, porches, and patios.
Our legal team will investigate and document your property damage to build the strongest possible claim.
Free Consultation With a Hurricane Property Claim Lawyer in Pensacola
The devastation you experience after a hurricane can disrupt your life and displace you from your home. The team at the Law Offices of Anidjar & Levine are standing by to help you recover damages, so that you can get your life back.
We provide aggressive, compassionate representation for Pensacola homeowners who suffered property damage related to a hurricane. To schedule your no-cost, no-obligation consultation and policy review, contact us today at 1-800-747-3733.