Wind damage from a storm can be devastating, leaving you struggling to clean up the mess and take care of costly repairs. If you have already begun the process of collecting compensation for your losses, you may already be feeling overwhelmed at the complex process of filing a wind damage property claim.
If you have been paying your premiums regularly, do not let the frustration and overwhelm prevent you from pursuing the compensation you deserve for your covered losses.
The team at the Law Offices of Anidjar & Levine is available to speak with you right now about your wind damage property claim. We can help review your policy and explore your options for recovering compensation for your losses. Call us right away at 1 (800) 747-3733.
Types of Wind Damage in Panama City
Anything that high winds come into contact with could be damaged, displaced, or destroyed. High winds can turn unsecured items into flying projectiles that can cause serious damage to windows, siding, and other objects.
Here is a list of the areas of your home that are most vulnerable to damage because of strong winds:
Shingles that protect the sublayers of your roof can tear and become detached during sustained high winds. If the sublayers are exposed, internal damage to the home may occur from water intrusion. Anything attached to the roof such as gutter systems and satellite dishes can rip holes in the sublayers in the roof, causing serious and expensive damage to your property.
Damage to External Walls
Your home’s siding and shutters could become damaged or detached during high winds. If you have stucco on your home and it is struck by a projectile, it could be cracked and broken, and the paint on your home could be ruined.
Other Property Damage
Anything left out on the lawn, patio, porch or driveway could be torn apart by high winds or turned into a dangerous projectile. Even your air conditioner could be damaged if struck by flying debris or displaced.
Flying debris can cause serious damage to anything it impacts. Anything left out in a windstorm, branches from trees, and items that detach from the house can become a potentially catastrophic missile. Windows are also highly vulnerable, not only to flying debris but also the power of high winds.
The team at the Law Offices of Anidjar & Levine is here to help you navigate this complex and overwhelming process. We can review your insurance policies, determine what damage is covered under your policies, and stand up against the powerful insurance companies to demand compensation for your covered losses.
For a free review of your wind damage property claim, call us now at 1 (800) 747-3733.
Steps to Take If Your Home Has Been Damaged by Wind
If your home has been damaged by a storm that caused high winds, there are a few steps you should take as you start the process of filing your insurance claim:
Prevent Further Damage
Do what you can to prevent further damage to your home after a storm. This means covering windows that have been broken with a tarp, heavy plastic, or plywood. Take the same steps to cover holes in your roof to prevent further damage from water or other elements. Always wear sturdy shoes, long sleeves, and gloves when handling or walking on debris to avoid the risk of injury. Keep all receipts related to repairs. Do not make any permanent repairs on your home until it has been inspected by a claims adjuster.
Take Photos or Video
If you have advanced notice of the storm, take photos or videos of your property and personal belongings before it hits. After the storm, take detailed videos or photos documenting the damage to the property. While the claims associate will also take photos, you will want them for your own records.
Contact Your Insurance Company
As soon as possible after the storm, contact your insurance company to start the process of filing your claim and recovering compensation for your covered losses.
Time Limits for Filing Your Claim
Florida § 627.70132 typically gives property owners three years from the date of the storm to file a claim recovering compensation for their covered losses. While this may seem unnecessary and excessive, insurance agencies are flooded with claims after a storm. Processing your claim can take far longer than you might expect, leaving you overwhelmed with costly repairs.
To have a wind damage property claim lawyer in Panama City start working on your wind damage claim right away, contact the Law Offices of Anidjar & Levine today at 1 (800) 747-3733.
How a Wind Damage Property Claim Lawyer in Panama City Can Help
Powerful winds caused by hurricanes, tornadoes, and thunderstorms can do an incredible amount of damage to property. They damage roofs, break windows, and blowdown trees that can fall on your home, cars, and other property. All of which can leave you and your family devasted.
And though you may have paid your premiums on schedule each month, insurance companies still often look for excuses to deny claims, such as vague wording or loopholes in your policy.
The dedicated lawyers at the Law Offices of Anidjar & Levine know how to deal with difficult insurance agencies and can fight to protect your rights under the Florida Homeowner Claims Bill of Rights. As an insurance policyholder, you have the right to:
- A fair and reasonable settlement
- Fight denials, delays, and low settlement offers
- Know why the insurance company denied your claim
- Be treated with respect
Our team is here to take the burden of pursuing a complex insurance claim off of your shoulders. Some specific ways we can help include:
- Investigating and documenting the damages to your property
- Preparing and filing your claim
- Negotiating with your insurance company
- Filing an appeal if your claim is denied
- Protecting your legal rights
If your property sustained damage from strong winds, our team can help pursue compensation for your covered losses. Contact us today at 1 (800) 747-3733 for a free case review.