If a hurricane damaged your Palm Springs home, you may be unsure where to turn for legal help. Dealing with the insurance company can be overwhelming, particularly when you are still processing the emotional impact of your loss.
A hurricane property claim lawyer in Palm Springs can be your legal advocate. We can guide you through this process, protecting your rights and fighting to recover the compensation to which you are entitled. You do not have to face the insurance companies alone.
Damages You May Recover in a Your Palm Springs Hurricane Claim
The final amount of compensation you receive after a hurricane damages your Palm Springs property will vary based on several factors. For example, your coverage may exclude certain types of damage, such as flood damage. Or, you may have to pay a certain amount of damages, called a deductible.
In most cases, you can expect to recover the following types of damage:
Boarding Up Costs
If the hurricane leaves your property unsecured, for example, a broken window, your insurance may pay the cost to board up your property to protect it from additional damage.
Your policy may cover the cost to clean up your property, including removing debris brought by wind, broken branches, and fallen trees. Damages may also include the cost of replacing landscaping features.
Cost to Repair or Rebuild Your Home
Most plans will cover the cost to repair or rebuild your home to pre-hurricane condition. It may also cover the repair or rebuilding of ancillary structures, such as a separate garage, workshop, pool house, or similar structure.
Personal Property Losses
Your insurance may also cover the cost to replace personal items damaged in the storm, including furniture, clothing, appliances, children’s toys, and electronics.
Temporary Relocation & Housing Costs
Many property insurance policies cover the cost of temporary housing and related expenses. You may be reimbursed for the price of a hotel stay or short-term rental, as well as meals, while you are displaced.
To better understand the damages your policy may cover, contact a hurricane property claim lawyer in Palm Springs today. Call 1-800-747-3733 for a free claim review.
How Our Firm Can Help with Your Palm Springs Hurricane Damage Claim
The weeks after a hurricane hit can be difficult, both emotionally and financially. You may be unable to live in your home and unsure when you will be able to return. Filing a property damage claim may feel overwhelming. Our team is here to help in the following ways:
Gather Proof and Estimate Damages
After we review your coverage, our team will get to work gathering proof of your damages and estimating your total losses. If we think the insurance company is trying to undervalue your claim, we may ask for an independent adjuster to review your losses.
File Your Claim with the Insurance Company
Next, we will file your claim with your insurance company. Throughout the process, we will keep you updated on the progress of your Palm Springs claim.
Appeal a Claim Denial
If your hurricane damage claim is denied, you may be unsure what your next steps are. Our team can review your initial claim, gather additional documentation, and file your appeal. Even if you handle the initial claim yourself, we can take over the appeals process.
Protect Your Right to Recover Damages
Too often, insurance companies do not work in good faith. They may undervalue your claim, deny your claim for an invalid reason, or even try to claim your damages are not covered when they are. We will protect your rights and hold the insurance company to their obligations.
The Law Offices of Anidjar & Levine is here to offer legal guidance through the Palm Springs hurricane claim process. Let us represent you and protect your right to recover the damages you are entitled to.
You May Have to Pay an Additional Hurricane Damage Deductible
In some cases, your plan may require you to pay an additional deductible for hurricane damages. This means even if you paid your standard deductible earlier in the year, you may have to pay it again.
However, Florida law requires your insurer to include a notification on the plan cover in bold, 18-point font. If your plan does not contain this notification, they may not be able to charge you an additional deductible.
Statute of Limitations for Palm Springs Hurricane Damage Claims
You have a limited amount of time to file your Palm Springs hurricane claim. Florida law gives you just three years from the day of the storm to file a case and pursue damages.
This limit also applies to damage you may not discover until later. For example, if a small leak goes unnoticed but later becomes an issue, you still only have three years from the day the storm hit to seek damages.
Contact a Hurricane Property Claim Lawyer in Palm Springs Today
After a hurricane hits Palm Springs, you may not be sure who to turn to for legal help. Our team understands the impact hurricanes can have; not just on your wallet but also on your emotional state.
Let us lead you through this challenging time and protect your right to recover compensation from your insurance company. Call us today for a free claim review at 1-800-747-3733.