What Happens In Orlando If the At-fault Party Does Not Have Truck Insurance? If a driver responsible for your accident does not have insurance, then you may need to bring a lawsuit if you hope to collect compensation for your losses.

If you or a loved one was injured in an Orlando truck accident caused by an at-fault party who does not have truck insurance, then you may need to bring a lawsuit if you hope to collect any compensation from that person. A driver who does not have insurance:

  • May have been operating their vehicle illegally at the time that they were in an accident with yourself or your loved one
  • May owe you compensation both for the damage that they caused, as well as for the risks that they exposed you to by driving without insurance
  • May be held liable through the civil court system, and a personal injury or wrongful death lawsuit specifically

Speaking with a legal team may help you chart a course of action for pursuing compensation from an uninsured truck driver.

Insurance Is Not Optional in the State of Florida

Those who choose to operate a motor vehicle in the state of Florida must have active insurance before doing so. As the Florida Department of Highway Safety and Motor Vehicles affirms, all motor vehicle drivers in Florida must:

  • Have a minimum of $10,000 in property damage liability (PDL) insurance
  • Have a minimum of $10,000 in personal injury protection (PIP) insurance, which may cover harm caused to others—in this instance yourself or your loved one
  • Maintain active insurance coverage even when a vehicle is not being used, and certainly whenever the vehicle⁠—such as a truck⁠—is being driven

Failing to ensure these active coverage limits while driving is against the law, and could be reason in and of itself for you to pursue compensation through a lawsuit.

Civil Court May Enact Justice on Uninsured Truckers

A trucker who caused injury to yourself or a fatal injury to your loved one may be held accountable in civil court for:

  • Driving their vehicle in any way that exposed you or your loved one to a risk of harm
  • Being impaired while driving their vehicle
  • Driving without insurance

If an at-fault driver does not have truck insurance from which to compensate your losses, a lawsuit may be the clearest way for you to hold them financially accountable for your losses.

The person or people responsible for your losses may:

  • Agree to a settlement, in which case you may receive compensation you deem fair without having to go to court
  • Contest your lawsuit, in which case you may be able to obtain compensation from responsible parties after a trial

If your lawsuit is successful, you may obtain financial coverage for:

  • Healthcare expenses
  • Lost income
  • Disability caused or worsened by your accident
  • Pain and suffering
  • Any additional losses derived from your accident

A lawyer may help you seek any compensation to which you are entitled.

Call the Law Offices of Anidjar & Levine Today

Do not hesitate once you decide to call a lawyer, as Florida Statutes §95.11 may:

  • Generally impose a four-year statute of limitations for personal injury lawsuits
  • Generally impose a two-year statute of limitations for wrongful death lawsuits

Call the Law Offices of Anidjar & Levine today at 1-800-747-3733 regardless of how much time has passed since your accident, as your case could be an exception to the above statutes of limitations. We can help you if your Orlando truck accident was caused by an at-fault party who does not have truck insurance.

You worry about getting better, we will take care of everything else.