You have homeowner’s insurance so, should the unthinkable happen, you will have coverage for your losses. However, sometimes insurance companies fail to deal fairly with policyholders who have a valid claim.
A property claim lawyer in Orlando can hold the insurance company accountable for their obligations and help you recover compensation for your covered losses.
The Law Offices of Anidjar & Levine provides a free, no-obligation consultation and policy review. Contact us today at 1-800-747-3733 for help.
Common Types of Property Claims in Orlando
The property claim lawyers at the Law Offices of Anidjar & Levine handle cases of all types, including damage caused by:
- Tropical storms
- House fires
- Broken pipes and water lines
- Sewage line blockages
- Fallen trees
We handle every aspect of your property claim and can assist you with any of the following:
Original Property Damage Claims
If you want to avoid some of the most common challenges homeowners encounter during a claim, we can investigate and document your case, prepare your property claim and demand, and submit it to the insurance company. We will pursue negotiations to get you the maximum settlement as quickly as possible.
If the insurance company denied your claim, we can investigate the reason for their action and provide the necessary documentation to overcome their objections. We will push for a timely resolution and negotiate to obtain the best possible outcome for your claim.
If the insurance company has not responded to your claim or has delayed its processing, we will get to the bottom of the problem. We will answer questions and provide additional information to prove your losses are covered under your policy.
If the insurance company offered you a lowball settlement that does not fairly cover your losses, we will provide documentation to support your claim’s full value.
In some cases, the insurer will issue a partial settlement check marked as “full and final” or ask you to sign a release. In both cases, you could relinquish your right to pursue the full value of your covered losses.
The insurance company cannot make false or misleading statements, and they cannot advise you not to seek help from a property claim lawyer. If the insurer is dealing with your claim in bad faith, we will take every possible action to hold them accountable.
Pursuing a Property Damage Claim in Orlando
Our legal team begins by investigating your claim to identify all covered damage. Your homeowner’s insurance may cover some or all of the following items:
- Damage to the primary structure (your home)
- Damage to auxiliary structures (guest house, garage, storage, workshop)
- Damage to property features (fences, gates, pool)
- Property cleanup and debris removal
- Property contents and personal possessions
- Temporary relocation expenses
Next, we obtain the necessary documentation to support all covered losses, which may include:
- Property damage photos
- Contractor estimates for repair
- Itemized lists of lost personal property and contents
- Receipts for replacement contents
- Bills or receipts for remediation services
- Bills or receipts for board-up and property protection
- Receipts for displacement expenses if your home is unlivable
In case of a total loss, we will submit a demand for the full value of your policy, less any applicable deductible and other items excluded by your policy.
To help us document your claim, keep all receipts and document any direct or out-of-pocket expenses you incur.
The Benefits of Working With an Orlando Property Claim Lawyer
The complex legal language of an insurance policy can be challenging to interpret. Your insurer may say you have no valid coverage or that your policy does not cover your specific losses. Although this commonly occurs when insurers try to minimize their liability for your claim, it may be illegal under Florida law.
The Law Offices of Anidjar & Levine provides many valuable services to our Orlando property claim clients, including:
Interpreting Your Policy and Explaining Your Coverage
We offer a free, no-obligation policy review to help you understand which losses your insurance covers. Our team will answer your questions and explain your options for pursuing legal action against the insurance company.
Identifying and Documenting Covered Losses
We will investigate your damage and identify all losses covered under your policy. Then we will obtain and assemble all necessary documentation to support your claim, helping you recover every dollar to which you are entitled.
Submitting Your Claim and Negotiating a Settlement
We will submit your claim and demand to the insurance company. It is important for you to focus on getting your life back to normal, so we will communicate with all parties on your behalf. In addition, we will push the insurer to negotiate your claim and make a fair offer for settlement.
Protecting Your Right to Recover Compensation
If the insurance company fails to negotiate in good faith, we will discuss the option of filing a lawsuit. Although we settle most property damage claims without going to court, filing a lawsuit can provide additional motivation for the insurer to make a fair offer of settlement.
Answering Your Questions and Providing Updates
Throughout the entire legal process, we will be there for you, answering your questions and providing updates about your case. We will advocate for you and fight tirelessly to resolve your claim.
Do not provide any statement to the insurance company, sign any documents, or accept any settlement offer until you talk to a property claim lawyer in Orlando. Doing so could compromise your rights to recover the full amount of your covered losses.
You only have a limited time to file an insurance claim or pursue legal action. Contact our office as soon as possible to avoid losing your right to recover compensation for your property damage losses.
Free Orlando Property Claim Consultation and Policy Review
You do not have to fight the insurance company alone. The Law Offices of Anidjar & Levine helps Orlando homeowners recover the compensation they are entitled to under their insurance policy. We can help you get the settlement you need to repair your home and get your life back to normal.
For a no-cost, no-obligation consultation and policy review, contact us today at 1-800-747-3733.