In Florida, hurricanes are a part of life. In fact, nearly 40% of all hurricanes that hit the east coast of the United States make landfall in Florida. Understanding the statistics cannot prepare you for the reality of dealing with an Oakland Park hurricane property damage claim.
If a hurricane damaged your home or business in Oakland Park, Florida, you want a legal team with the experience and dedication necessary to help you recover your losses and begin rebuilding your life. We can help you recover the compensation you deserve.
The team at the Law Offices of Anidjar & Levine understands the tactics insurance companies often employ to pay you less. Call to speak with a hurricane property claim lawyer in Oakland Park from our team. Call 1-800-747-3733.
Damages You May Recover in Your Oakland Park Hurricane Damage Claim
Hurricanes bring high winds and rain, which can result in a variety of damage to your home or business. Recent hurricanes Michael and Irma brought devastating, costly damages to many Floridians. The damages you are eligible to recover in your hurricane damage claim will depend on the details of your specific coverage. However, most property insurance plans will cover the following types of damage:
Property Damage Caused by Wind and Rain
Your policy may cover the cost to repair or replace your home as well as smaller structures on your property, such as a studio, workshop, detached garage, or in-law suite. Landscaping, tree removal, and general clean up may also be covered.
Personal Property Loss
Most insurance policies also cover the contents of your home or business, including items such as furniture, appliances, toys, clothing, toiletries, food, dishes, and electronics. Unusually expensive items, such as art, may not be covered unless you have additional coverage.
Expenses to Secure Your Property
In some situations, the worst of damage can occur after the hurricane. For example, if broken windows or a damaged roof leave your home open to the elements. Most policies cover the cost of boarding up broken windows and installing a temporary roof.
Temporary Relocation Expenses
If your Oakland Park home in uninhabitable, your policy may cover the cost of temporary accommodations, including a hotel stay, food while you are displaced, and clothing and toiletries you need.
Seek legal guidance from a hurricane property claim lawyer in Oakland Park to understand the damages you may be eligible to recover based on your specific coverage. Call us today at 1-800-747-3733.
How Our Firm Can Help With Your Oakland Park Hurricane Damage Claim
The days after a hurricane pass can be emotionally exhausting. You are grateful to be safe, but may be devastated by the loss of your home and the precious memories it contained. Our team is here to help you weather the storm. Here is how:
Review Your Coverage
Our first step is to review your property insurance, including additional policies you may have to cover items in your home, to determine what coverage damage is covered and what the insurance company requires to file a claim.
Gather Evidence to Support Your Hurricane Damage Claim
Next, we will begin to document your losses. We may collect evidence such as receipts, photographs of the damage, and quotes from contractors. This helps us determine your total losses and begin to build your claim.
File Your Claim or Appeal
Once we have gathered the evidence needed to build your claim, we will file it with your insurance company. If they deny your initial claim, our team may gather additional evidence and appeal your denial.
Protect Your Rights To Recover Losses
Too often, insurance companies try to use underhanded tactics to avoid paying the money they owe. They may deny your claim on a small detail, say your policy is not active, or send a partial payment marked as “paid in full.” We are there with you to protect your rights and fight with the insurance company on your behalf.
Let the Law Offices of Anidjar & Levine take on the claims process so you can focus on your family. We understand how stressful this time can be and are here to help guide you through the claims process. Call 1-800-747-3733.
Statue of Limitations on Oakland Park Hurricane Damage Claims
According to Florida Statute 627.70132, you have three years from the date of the accident to pursue a case in court related to hurricane or windstorm damage.
This limit also applies to “supplemental claims,” which may occur if you discover additional damage after settling an initial claim. For example, if you file your claim and receive a payment, then later discover mold related to the initial hurricane damage.
To preserve your rights, we suggest contacting a hurricane property claim lawyer in Oakland Park as quickly as possible after the hurricane passes. We can assess your claim and help you take the next steps.
Get Help from a Hurricane Claim Property Lawyer in Oakland Park
If a hurricane damaged your home or business, you may be overwhelmed by the claims process. The insurance company may be pressuring you to accept a payment and sign a waiver that absolves them of future payments. Or, the adjuster may say they do not need to see certain damage in an attempt to devalue your claim.
Our team understands the way insurance companies work and fights on your behalf. You purchased insurance specifically for this type of event, and now it is time for the insurance company to do their part and pay for your losses.
If your home sustained damage in an Oakland Park hurricane, we can help you recover losses. Call 1-800-747-3733 to speak with one of our representatives.