As a homeowner in South Florida, you do all you can to prepare for a hurricane. Therefore, when disaster strikes, you want to know that your insurance company is prepared to compensate you for your damages. However, insurance companies do not always pay out on time. They may not compensate you for the full value of your damages. Or worse, they may deny your claim.
If this has happened to you, there is still hope. The Law Offices of Anidjar & Levine are here to help you recover your losses and get a fair settlement from the insurance company. A hurricane property claim lawyer in Miramar is ready to listen to your story, give you legal support, and help you build your case.
If you need leverage against an insurance provider that will not pay out, then contact our law office today. Call us at 1-800-747-3733 for a free case review. We are here to help you settle your claim and rebuild your life after the hurricane.
What to Do I Do if the Insurance Company Denies Your Claim
If your insurance offers you an insufficient settlement or denies your claim, you may feel that there is nothing left else you can do. However, the insurance company should not have the final say in determining the total value of everything that you lost after the hurricane.
Therefore, if you believe that you should have received higher compensation for your losses, you can hire an attorney from the Law Offices of Anidjar & Levine to look into the case and help you re-submit your claim.
A hurricane property claim lawyer in Miramar can look at the extent of your damages, review your insurance policy with you, and help you come up with a more reasonable figure. You do not have to fight the insurance companies alone. We are here to help you receive fair compensation. Call us today at 1-800-747-37333 and get a free case evaluation from our law firm.
How Can Our Law Firm Help You Reclaim Your Economic Losses
Our law firm provides a wide range of services to help you with your hurricane property claim, including things such as:
Preview Your Paperwork
Many homeowners use a lawyer as a last resort to getting their money from the insurance companies. However, you may want to use us as the first line of defense. Contact us immediately after the hurricane, and we will prepare your claim by doing the following:
- Taking e pictures and video footage of the damage.
- Reviewing the coverage in your policy and highlight areas you should be aware of.
- Meeting with your insurance adjuster or your contractor during the inspection.
- Helping you submit your claim the right way to avoid issues or possible delays in processing.
Handle All Correspondence With the Insurance Company
Once you hire us, we can handle just about all the correspondence with your insurance company. We can take your phone calls, send all emails, and submit all documents on your behalf, and negotiate the settlement with the adjuster.
Establish Liability and Case Value
We can gather evidence and submit documents to establish that the insurance company is liable for paying out a fair settlement. Our legal team can also use all the evidence and calculate your damages to estimate the value of your case. We will work to get you the maximum amount possible for your damages.
File a Lawsuit Against the Insurance Company
If the insurance company refuses to meet your terms of the settlement, then you may have the option of taking your case to court and appealing the insurance company’s decision to a judge. We will guide you through litigation and fully represent you during the case.
If you would like to find out more about the legal services we offer, then get a free case review by calling 1-800-747-3733.
Damages in a Hurricane Property Claim
Your insurance policy should outline what damages are covered in a hurricane. A standard policy should cover almost any item on the property that is damaged by wind such as:
A homeowner’s insurance policy will not cover anything that was damaged by a flood. However, it is covered if you have a separate policy specifically for floods or water damage.
It is a good idea to check your insurance policy at the beginning of hurricane season (June 1st — November 30th) to see what is covered, if there are any changes you are unaware of, and if you need to add any coverage to your policy.
The insurance company should pay the entire amount of your damages up to the limits set in your policy once you pay your deductible.
Beware of Tactics Insurers Use to Deny Your Hurricane Property Claim
With the sudden surge of insurance claims that immediately follow a hurricane, insurance companies come up with a variety of reasons to diminish the value of homeowner damages or deny the claim. Companies may also give compelling reasons for their decision and state them in a way to make it seem that their decision is final. Some tactics an insurance adjuster may use include:
- Diminishing the value of your damages.
- Forcing a settlement as a first and last offer.
- Finding loopholes in the policy to exclude certain types of coverage.
- Requiring you to remove any supplemental claims as a condition of payment.
- Convincing you not to hire a lawyer to settle your claim.
However, you do not have to give in to these tactics. You also do not have to accept the insurance company’s first or last offer. You still have options. Before you accept a settlement, a hurricane property claim lawyer in Miramar, FL the Law Offices of Anidjar & Levine can review your case to help you determine if you should ask for a better settlement.if you should ask for a better settlement.
Call Our Law Firm for a Free Case Review
If your insurance company has denied your claim and you need legal help answer, then contact the Law Offices of Anidjar & Levine today. We are happy to answer your questions and can help you get fair compensation from the insurance company. Call us today for a free case review at 1-800-747-3733. Do not let the insurance company determine the value of your hurricane property claim.