If your Miami home sustained damage from a storm, fire, or other type of unavoidable event, your homeowner’s insurance must compensate you for covered losses in accordance with the terms of your policy.
If your insurance company undervalued, refused, or denied your claim, you need a property claim lawyer in Miami to help you recover the compensation you legally deserve. At the Law Offices of Anidjar & Levine, our property damage lawyers understand how devastating this can be, and we are here to help you.
For a free policy review and consultation, call us now at 1-800-747-3733.
Types of Miami Property Claims Our Lawyers Handle
Whatever type of damage your Miami home sustained, we can help you pursue a fair settlement for the value of your losses.
We can assist you with the investigation, preparation, and submission of your original property damage claim. Our team will handle every aspect of your claim and negotiate with the insurance company to get you the compensation you are entitled to recover.
Sometimes insurance companies unfairly deny or delay the processing of property damage claims. They may also offer you a lowball settlement that does not cover the repair and restoration of your home. These are some of the bad-faith tactics insurers may use in response to your property damage claim:
- Substantially undervaluing your losses
- Denying some or all your claim
- Denying you have insurance coverage
- Denying your policy covers certain items
- Delaying or refusing their investigation of your claim
- Sending an unqualified adjustor to value your claim
Insurance companies cannot make false or misleading statements to policyholders. They also cannot discourage you from working with a property damage claim lawyer.
Our legal team can assist you by:
- Preparing and submitting your original property damage claim
- Appealing a denial of your claim
- Re-negotiating an undervalued (lowball) settlement offer
- Pursuing a delayed claim
- Preparing and submitting a revised claim for additional damages
We will hold your insurer accountable for their obligations under your policy limits and terms. Our team will investigate and document your losses, submit a demand to the insurer, and negotiate to obtain a fair settlement. If they refuse, a property claim lawyer in Miami can file a lawsuit to help you recover the settlement to which you are entitled.
The Many Ways a Property Claim Lawyer in Miami Can Help
The complex language used in insurance documents can be confusing, making it difficult for you to determine what your policy does and does not cover. For that reason, the property claim lawyers at the Law Offices of Anidjar & Levine begin by reviewing your policy with you and explaining exactly what damages are and are not covered by the insurance company.
Once we establish what you can include in your claim, we undertake a thorough investigation of your damage to identify your covered losses. We provide full-service legal representation, helping you with every aspect of your claim. When you work with our team, these are just some of the services we provide:
Handling Every Aspect of Your Claim
We handle every aspect of the legal process and communication with all involved parties on your behalf. This protects your rights and relieves you of the stress a complex insurance dispute can create.
Providing You With Answers and Information
We will be there for you throughout the legal process, answering your questions and explaining your options. It is important to us to keep you updated on our progress and notify you of all important developments and milestones.
Fighting for Every Dollar You Deserve
To help you obtain a fair settlement for your property damage, we will carefully document your covered losses and fight with the insurance company to get the compensation you need to restore your home to its prior condition.
Protecting Your Legal Rights
Insurers often ask policyholders to give a recorded statement and later use that statement to deny coverage. They may issue a partial settlement check marked “final payment” or ask you to sign a waiver. We will protect your rights and help you avoid falling victim to these bad faith tactics.
You have a limited time to file a claim with the insurance company or you risk giving up the right to obtain compensation for your damages. Florida law also limits the time you have to pursue legal action against your insurer. Contact us as soon as possible to ensure you do not lose your right to fair compensation.
Calculating the Value of Your Miami Property Damage Claim
Carefully identifying and documenting your covered losses helps ensure you get every dollar you deserve from the insurance company. Otherwise, you may not have enough funds to complete the repairs to your home.
Our legal team will identify the damages covered by your insurance policy and obtain documents and information to support the total value of your claim. In most cases, you have the legal right to pursue damages that include some or all the following items:
- Repair or replacement of your home
- Repair or replacement of other property structures (garages, workshops, storage buildings, guest house)
- Repair or replacement of hardscaping (site walls, retention walls, pools, spas)
- Repair or replacement of porches, patios, decks, Florida rooms, etc.
- Compensation for covered personal property
- Reimbursement for expenses to replace covered personal items
- Reimbursement for expenses related to disaster remediation and board-up
- Reimbursement for displacement expenses (hotel, food, etc.)
We typically document covered losses with supporting information that includes:
- Photographs of your home prior to the damage
- Photos or videos of the home after the damage
- Receipts for all out-of-pocket expenses
- Repair estimates from contractors
- Detailed lists of affected personal property and contents
- Appraisals for items covered by policy riders
Our legal team will assist you in obtaining documentation you lost in the disaster. Keep the receipts for any items you purchased or paid for directly to help us document your out-of-pocket costs.
If your property was damaged beyond repair, we will submit a demand for the full value of your coverage to the extent allowable under the terms of your policy.
Free Miami Property Claim Consultation and Policy Review
When you trust a Miami property claim lawyer from the Law Offices of Anidjar & Levine, you will have our entire legal team behind you, fighting for the resolution you deserve.
If you need help with a property damage claim, we can answer your questions and help you choose the right option to get the outcome you seek. We offer a complimentary consultation and review of your insurance policy to help you decide on the next step.
Call us now at 1-800-747-3733 today to schedule your appointment.