If you suffered injuries in an accident with an uninsured motorist in Miami Beach, the Law Offices of Anidjar & Levine can explain the best options available for you to pursue compensation.
You may believe that you have to carry the financial burden for your car accident because the other driver does not have auto insurance. However, an uninsured motorist accident lawyer in Miami Beach, FL may be able to help you to recover compensation for your medical bills, lost wages, pain and suffering, and more.
To find out how we can help you, call us today at 1-800-747-3733 for a free, no-obligation consultation.
Using Your Personal Injury Protection Insurance to Recover Damages
Florida is a no-fault state when it comes to car accidents. So, drivers first turn to their own no-fault insurance to take care of their damages, regardless of who causes an accident.
The state-mandated insurance includes Personal Injury Protection (PIP) coverage. PIP provides up to $10,000 for medical bills and lost wages. PIP also provides up to $5,000 in death benefits.
Unfortunately, PIP insurance may not cover all of your financial losses from your uninsured motorist accident, and it does not consider your pain and suffering. However, we can discuss other options available for you to recover compensation.
You May Use Your Uninsured Motorist Coverage
If you have Uninsured Motorist (UM) coverage in your insurance policy, you can file a claim with your auto insurer to recover compensation for your damages. UM coverage protects you when an uninsured motorist causes an accident. UM insurance also covers hit and run accidents. Your UM coverage is equal to your bodily injury liability limits.
Along with UM coverage, you may have purchased Underinsured Motorist (UIM) insurance. UIM protects you when a driver causes an accident but does not have a sufficient amount of insurance to cover your damages.
If you are not sure whether you have UM or UIM coverage or if you have questions about how this coverage works to your advantage in an accident, call us at 1-800-747-3733.
Filing a Lawsuit Against the Uninsured Motorist
There are times when an uninsured motorist accident goes beyond minor injuries and turns into a life-changing experience.
In these instances, Florida’s no-fault insurance law allows an individual to bring a lawsuit against a driver or vehicle owner.
Establishing Fault for the Uninsured Motorist Accident
Simply driving uninsured does not mean the driver caused the accident. This means we must prove the other driver caused or contributed to the accident. And, we do this by collecting solid evidence to support your claim.
The evidence we gather may include:
- A police report
- Eyewitness statements
- Video footage of the accident
- Photographs of the accident scene
- Photographs of your injuries
- Photographs of your damaged vehicle
- Your medical records
We use this evidence to show that the uninsured motorist had a duty to drive carefully to avoid causing an accident. But, the motorist breached this duty and caused an accident. Further, you suffered damages because of the motorist’s negligence.
Recovering Damages in Your Uninsured Motorist Accident
The Law Offices of Anidjar & Levine handles all aspects of the insurance claims process. This means we can file a claim on your behalf with your auto insurer to recover damages in your uninsured motorist accident.
Depending on the type of injuries you suffered, you may be able to recover several types of damages. Some of the most common recoverable damages for accident victims include:
Your medical bills include all of the expenses you incurred — and will incur in the future — for your medical care. These expenses include hospital bills, surgical costs, doctor visits, physical therapy, prescription drugs, medical mobility devices, and more.
Your injuries in the uninsured motorist accident may have prevented you from working and you lost a certain amount of income. If you suffered a catastrophic injury, you may also be eligible to recover compensation for the loss of your future earning potential.
Pain and Suffering
This category of noneconomic damages includes the physical pain, emotional distress, and mental anguish you suffered because of the accident.
Negotiating Your Claim with Your Auto insurer
After investigating your uninsured motorist accident and gathering evidence, we can file a claim with your auto insurer and negotiate a fair settlement. We know what types of tactics insurers use to minimize a claim and downplay the seriousness of an accident victim’s injuries.
We do not back down on our mission to get you the compensation you deserve. If the insurer does not offer a fair settlement, we may file a personal injury lawsuit and resolve the issue in court.
Call Us Today for a Free Legal Consultation
You have a limited time to file your uninsured motorist claim. Do not wait too long to pursue compensation.
Call us today at 1-800-747-3733 to see how an uninsured motorist accident lawyer in Miami Beach can help with your case.