Florida’s no-fault car accident laws require you to carry personal injury protection (PIP) insurance, and it offers some protection if the at-fault party does not have car insurance. This coverage will pay out in the event of relatively minor injuries in a West Palm Beach accident.
If your injuries are more serious and exceed the serious injury threshold, however, you will likely require more compensation to cover your medical bills. This may be more difficult, but a lawyer from the Law Offices of Anidjar & Levine can help. Our team can explain your rights and explore your legal options with you.
Call 1-800-747-3733 today to get started with a free case review.
For a free legal consultation, call (800) 747-3733
Uninsured Motorists Can Make It Difficult to Recover Damages After a West Palm Beach Car Accident
Florida law requires drivers to carry insurance for property damage liability (PDL) but not bodily injury liability (BIL). For this reason, it is possible you could qualify to hold the at-fault driver liable but not be able to file a third-party insurance claim to do so.
Florida drivers are legally accountable for your expenses in this case under the state’s financial responsibility law, but this does not necessarily mean it is easy to recover the compensation you need to pay your bills, cover lost wages, and recover your pain and suffering losses.
If you have a collision policy or carry uninsured/underinsured (UM) coverage, we can help you pursue damages based on these policies by filing first-party claims. This may be the easiest and fastest way to recover a payout for these expenses and losses if the at-fault party does not have car insurance.
It May Be Possible to Recover Compensation Through a Personal Injury Lawsuit
One way we may be able to recover compensation if the at-fault party does not have car insurance or other proof of financial responsibility is to file a personal injury lawsuit against them in civil court. However, recovering compensation in this type of case can prove difficult.
We can gather evidence to prove fault, liability, and the value of your damages, and get a civil judgment against the negligent driver. If they do not have the assets to cover your expenses and losses, though, it may be difficult to get paid. We also need to consider the statute of limitations in your case.
We have a limited time after your accident to take legal action against the at-fault driver. Generally, we have up to four years to decide if we need to pursue a civil suit in court, but we need to begin weighing our options much earlier.
We Can Explore Your Legal Options for Recovering a Payout Together
We will work with you to help you understand your case. During your initial consultation, we will discuss your accident and injuries and determine if your PIP claim will cover your losses or if you qualify to pursue additional compensation. If you exceed the serious injury threshold, we will explore your legal options together. They may include:
- Filing your PIP claim and a claim based on your collision coverage, if available
- Filing a claim based on your UM coverage, if you carry this type of policy
- Filing a personal injury lawsuit and attempting to recover a payout from the at-fault driver
Our attorneys will be with you throughout this process and will look out for your best interests every step of the way. Reach out to us today to learn more about how we can help.
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Talk to a West Palm Beach Car Accident Attorney
The lawyers from the Law Offices of Anidjar & Levine can help you explore your rights and options after a West Palm Beach car accident. This includes filing your PIP and other first-party claims and pursuing legal action against an uninsured at-fault motorist.
Call 1-800-747-3733 today to get started with your complimentary initial consultation.