What Happens If The At-Fault Party Doesn’t Have Car Insurance in Miami, FL? If you have been injured in a Miami car accident with an at-fault driver who does not have car insurance, you may still be able to recover compensation for your losses.

If you were involved in a Miami car accident in which the at-fault driver did not have a valid insurance policy, you may rightfully be worried about who will pay for your medical bills, lost income from work, reduced future earning capacity, and more. A Miami car accident lawyer from the Law Offices of Anidjar & Levine can help you pursue several different courses of action to collect the compensation you deserve.

At the Law Offices of Anidjar & Levine, we fight for the rights of injured victims in Miami, and our track record is long and successful. We want to put our resources and knowledge to work for you. Our firm is so confident in our ability to recover compensation for you that we never collect a fee until you win your case. For a free, no-obligation case evaluation with a member of our team in Miami, call 1-800-747-3733 today.

For a free legal consultation, call (800) 747-3733

1. Recovering Compensation for a Miami Accident Involving an Uninsured Driver

Car accidents are highly stressful and can involve bodily injury, emotional stress, and financial strain. The situation gets even more complex if the at-fault driver does not have car insurance. However, a Miami car accident lawyer from the Law Offices of Anidjar & Levine can help you recover compensation in this situation, and we have several possible ways to do so.

PIP Insurance

Personal injury protection, or PIP, insurance is a special type of car insurance that Florida requires all motorists to carry in the amount of $10,000 or more. When you get injured in a crash, the first place you turn is to your PIP policy, which is supposed to pay for your bodily injuries up to the limit of your policy. If your total damages exceed that amount, you can then file a claim with the other driver’s insurance company.

If your damages are higher than what your PIP policy will cover, we will help you pursue secondary options to recover the rest of what you are owed.

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Uninsured Motorist Insurance

 Uninsured motorist coverage is a car insurance rider designed to pay out in the specific scenario in question—a car accident in which the at-fault driver does not have an active insurance policy. If you are not sure whether your car insurance policy includes uninsured motorist coverage, we can investigate and let you know. Many drivers decline it because it often involves an added premium, but we have had clients who carried this coverage and did not even realize it.

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Private Lawsuit

 Another option is to file a private lawsuit against the driver who hit you. If we investigate the driver and determine they have assets that we can recover, we will not hesitate to go after them in court for the damages they owe you.

2. The Law Offices of Anidjar & Levine Can Help

Call the Law Offices of Anidjar & Levine today if you were involved in a Miami car accident with an at-fault driver who does not have car insurance. We will help you pursue several options to collect the compensation you deserve. For a free case evaluation, call 1-800-747-3733.