The state of Florida requires that drivers carry a minimum amount of car insurance coverage if they operate a motor vehicle. However, there are circumstances under which a person could sue someone personally after a car accident. Contact the Law Offices of Anidjar & Levine at 1-800-737-3733 to speak with a car accident attorney to help you determine if you should sue someone personally after a car accident.
For a free legal consultation, call (800) 747-3733
Recovering Compensation Through Insurance
Florida is a no-fault state. As such, the state requires every driver to carry personal injury protection (PIP) and property damage liability (PDL) coverage. That means you will need to seek compensation from your insurance first. However, some of your medical claims may exceed the policy limits of your car insurance. You may have your health insurance cover this or begin to accumulate debt.
At this point, you may want to then submit a claim for medical bills and any other injuries suffered to the negligent driver’s insurance company. It is possible that if the accident is severe enough, that the car insurance policy limits of the negligent driver can be reached. If this occurs, you may want to sue the driver personally for your injuries. If you are attempting to obtain compensation for your injuries after a car accident, contact our car accident lawyers at the Law Offices of Anidjar & Levine at 1-800-737-3733 to let us help you understand all of your available options.
Suing Someone Personally After A Car Accident
You can sue someone personally after a car accident if their car insurance liability limits have already been reached. In this circumstance, the victim could try to get compensation from the at-fault driver in a court of law. To recover compensation, you must be able to prove the driver was negligent. Proving negligence requires establishing the following:
- Duty of care: the other driver owed you an obligation to drive safely.
- Breach of duty: the other driver breached this duty by behaving negligently.
- Causation: this breach caused your accident and your injuries.
- Damages: you suffered damages, such as medical bills and lost wages.
If you are facing medical bills and attempting to obtain compensation for your claims through insurance companies that did not cover the entire cost of your injuries, you do have the right under the law to sue someone personally after a car accident.
Contact a Car Accident Attorney in Florida
If you suffered injuries related to a car accident, you may be wondering if you can sue someone personally. Contact the Law Offices of Anidjar & Levine at 1-800-737-3733 to speak with a car accident attorney to help you determine the ways you can receive compensation for your injuries.