If your Key West property sustained damages, you have the right to recover compensation through a property claim with your insurance company. After years of paying for coverage, you hope your insurance company will meet their obligations to pay when the time comes.
However, many insurance companies are often more focused on their bottom line than doing the right thing. If you are struggling to recover damages from your property insurance company, a property claim lawyer in Key West can help.
If you sustained damages to your Key West property, the Law Offices of Anidjar & Levine can help you file a property claim or an appeal. Contact our legal team for a free consultation and to better understand your legal rights: 1-800-747-3733.
We Help with All Types of Key West Property Claims
The Law Offices of Anidjar & Levine has handled all types of property claims, including those caused by:
- Hurricane damage
- Water or flood damage
- Damage caused by fallen trees, branches, or power lines
- Mold or mildew damage
- Broken water lines or sewage back up
- Fire or smoke damage
- Lightning and other storm damage
- Damage caused by issues in other units of your building
- Sinkhole damage
You have paid for property insurance in good faith, with the belief that your insurance company will pay if the unthinkable happens. Unfortunately, not all insurance companies work in good faith. Our team will help hold your insurance company responsible for their contractual obligations.
Damages You May Recover Through a Key West Property Claim
After sustaining damage to your Key West home or other property, you may be unsure what damages you are entitled to under the law. The actual damages you may recover are heavily dependent upon the details of your insurance policies.
However, there are several common damages our property claims lawyers often recover in Key West property damage cases. These include the following:
- Costs to repair your home, including water cleanup, painting, roof replacement or repair, drywall replacement, and new flooring.
- Repair or replacement costs for covered personal property, including furniture, electronics, appliances, rugs, curtains, and clothing.
- Cost of accommodations, if you are unable to stay in your home after the damage.
- The cost of boarding up and securing your home after damage occurs.
- Out-of-pocket costs, such as toiletries, clothing, and other items purchased after your property was damaged.
If your home or other property sustained damage, a property claim lawyer in Key West can review your insurance coverage and help you pursue the compensation you are legally eligible for. Contact our team today for a free review of your case at 1-800-747-3733.
How Our Legal Team Can Help with Your Key West Property Claim
After your property is damaged, you expect your insurance company to do the right thing and cover your damages. However, the insurance company may not have your best interests at heart.
It is important to note that property owners are not required to seek legal help to file a property damage claim. However, a Key West property claim lawyer can help you in many ways:
We Take Care of Communication
Our team will handle all calls, requests for paperwork, deadlines, and other communications with third parties, including adjusters and the insurance company. This lets you focus on taking care of your family, business, and other obligations.
We Document All Possible Damages
Insurance coverage can be complex. Our team will carefully review your coverage to ensure you receive compensation for all possible damages, up to the limits of your policy.
We Explore All Possible Coverage Options
While some property owners may have just one policy, you may have multiple property insurance policies, or a third party may also be liable for your property damage (e.g., if a neighbor’s actions result in damage to your property). Our legal team will explore all possible recovery options on your behalf.
We Can Negotiate Your Settlement Amount
Insurance companies are not on your side. They may try to cut a quick check to avoid paying for your full damages. Our team is here to negotiate on your behalf and protect your rights.
If you are struggling to recover compensation after your property suffered damage, our legal team is here to fight for your legal rights. Contact the Law Offices of Anidjar & Levine today for a free case review: 1-800-747-3733.
Your Rights Under the Homeowner Claims Bill of Rights
The state of Florida passed the Homeowner Claims Bill of Rights to protect the rights of homeowners who enter the claims process with their insurance company.
According to this law, you have the right to:
- Receive an acknowledgment from the insurance company within 14 days that it received your claim.
- Receive a statement of full coverage, partial coverage, denial, or continued investigation within 30 days of filing a claim.
- Receive a full settlement amount within 90 days.
- Free mediation for disputed claims through the Florida Department of Financial Services, Division of Consumer Services.
Call for a Free Consultation with Our Key West Legal Team
You have the right to ask your insurance company to meet their contractual obligations after your property is damaged. You have paid your premiums, now it is time for your insurance company to uphold its end of the contract.
If you are struggling to file a property damage claim or are worried your insurance company is not dealing in good faith, our legal team can help. We handle property damage cases all over Florida. Contact the Law Offices of Anidjar & Levine today for a free case review with a property claim lawyer in Key West at 1-800-747-3733.