If your Jacksonville home sustains damage covered by your insurance, the insurer has a legal obligation to handle your claim in good faith. When your insurance company denies or delays your claim or undervalues your loss, you need help.
Contact the Law Offices of Anidjar & Levine today for a free consultation and policy review. A property claim lawyer in Jacksonville can take on the insurance company to get you the compensation you deserve for your damages.
Call 1-800-747-3733 now to get started.
We Handle All Types of Jacksonville Property Claims
Homeowners insurance traditionally covers property damage resulting from storms, fires, broken plumbing pipes, and similar incidents beyond your control. When it is time to submit a claim, you reasonably expect your insurance company to process and pay it in a timely manner.
What happens when the insurer refuses to pay your claim, makes a lowball offer for settlement, or does not respond to your inquiries about the claim’s status? Florida property insurance laws protect your rights.
For help with a Jacksonville property claim, contact the Law Offices of Anidjar & Levine. We help homeowners with all types of property damage claims, including:
- Tropical storms
- Structure fires
- Damaging winds
- Downed trees
- Broken water lines
- Sewer line blockages
Although your coverage may vary, homeowners’ policies typically cover some or all of the following items:
- Repair or replacement of your home
- Repair or replacement of garages, Florida rooms, guest houses, etc.
- Repair or replacement of swimming pools, decks, balconies, etc.
- Compensation for damaged or destroyed contents
- Debris removal and haul-off
- Compensation for disaster remediation (water extraction, mold removal)
- Compensation for board-up and property protection
- Compensation for expenses incurred due to displacement
Our legal team will research your damage, document your covered losses, and submit your claim to the insurance company. We will handle every aspect of your claim, leaving you free to manage the important task of getting your life back to normal.
How a Property Claim Lawyer in Jacksonville Can Help With Your Case
At the Law Offices of Anidjar & Levine, we are committed to helping you recover the compensation you deserve for your property damage claim. To minimize their financial losses, insurance companies may try to pay you less than the fair value of your claim or avoid paying you at all.
Insurance companies may use tactics like these:
- Denying you have coverage
- Denying your damages are covered
- Denying your claim
- Undervaluing your claim
- Failing to investigate your claim
In some cases, the insurer may send an unqualified adjustor to investigate your damage. They cannot, by law, make any false or misleading statements to you or discourage you from working with a property claim lawyer.
No matter what the status of your claim may be, we will hold the insurance company to their obligations under your policy. Our services to you include:
- Investigating and documenting your damages
- Submitting your claim and demand to the insurance company
- Negotiating to get you the maximum settlement
Our legal team will handle all aspects of your case, including communication with the insurance company, their lawyers, and any other parties involved with your claim.
In addition to documenting and submitting your original property claim, we can assist you with the following:
Appealing a Property Claim Denial
If the insurance company denied your claim, our legal team will determine the reason for the denial. If the insurer denied a claim for covered losses, we will provide additional support for the claim, answer questions, and do whatever may be necessary to negotiate an acceptable settlement.
Negotiating an Undervalued Settlement Offer
If the insurer made a low offer for settlement, we will provide additional documentation to support the fair value of your claim and push to obtain a revised, equitable offer for your damages.
Amending Your Original Property Damage Claim
If you discovered additional damage after submitting your original demand, we will provide the supporting documents and a revised demand. We will then negotiate to revise your settlement.
Investigating a Delayed Claim
If you are struggling to get a response from the insurance company, we will demand they investigate your claim and make an offer for settlement.
If the insurer refuses to make a fair offer to resolve your claim, or if they continue to deny your covered damages, we can file a lawsuit to compel their cooperation. Because you only have a limited time to take legal action for a property claim, this may become necessary if you are at risk of losing your right to pursue compensation for your losses through a civil court action.
Documenting and Establishing Value for Your Jacksonville Property Claim
We begin by investigating your property damage and identifying all covered losses. Then we document each one, so we can recover the maximum possible compensation for you.
To document your claim, we typically use some or all of the following items:
- Property repair estimates
- Itemized list of lost or damaged contents
- Receipts for items you have already replaced
- Receipts for displacement expenditures (hotel, food, transportation)
- Receipts for disaster remediation expenditures
- Receipts for plywood, tarps, and other items used to secure and protect the property
- Photos of your home and contents before the damage
- Photos of your home after the damage
If the value of your property damage claim exceeds your policy limits—or if your home was a total loss—we will submit a demand for the value of your policy. It is important to note the insurance company will subtract your policy’s deductible from your final settlement total.
Until you talk to a property claim lawyer, do not accept any settlement offers or provide a statement or signatures to the insurance company. Doing so may relinquish your right to seek additional compensation should you discover further damage.
Free Jacksonville Property Claim Consultation and Case Review
If you are struggling to obtain compensation for any property insurance claim, the Law Offices of Anidjar & Levine can provide answers and assistance. A property claim lawyer in Jacksonville can review your policy and explain your coverage at no cost, and we never collect any fees until you get compensation for your damages.
If you are ready for help in your fight with the insurance company, contact us today at 1-800-747-3733.