The first person to call if your house is flooding is either a plumber or first responders, depending upon the water source and the degree or source of the flooding. If the flooding is due to a water pipe, contact a plumber immediately. If the flooding is due to a natural disaster, you may need help evacuating. In the latter situation, making a call to 911 is imperative.
No matter the source of the flooding, an immediate response is essential for safety and protecting your property. Contacting your insurance company is another important step. If you find your insurance company is unresponsive or failing to honor your policy, a lawyer can help.
For a free legal consultation, call (800) 747-3733
Flood Damage and Homeowners Insurance
Depending on the type of flood, your home may never be the same. Extensive water damage can leave your home uninhabitable and in need of costly repairs. You must stop the flood of water, air out the home, and document any damage before repairs can take place.
Your homeowners’ insurance policy may not cover flood damage. However, the Federal Emergency Management Administration (FEMA) reports that flood insurance is available via the National Flood Insurance Program. Appealing or filing a suit regarding a denial of coverage is an option under federal law. You should be aware that you have a limited amount of time to act, according to Florida’s statute of limitations, and you must file your case in the district where the damage occurred.
Discovering that your years of paying premiums has left you without the support you need when you need it is devastating. Securing legal representation can help you hold your insurance company accountable for the policy they sold to you.
How the Law Offices of Anidjar & Levine Can Help You
Dealing with the aftermath of a flood is stressful enough. When you call your insurance company after a house flood and they fail to honor your policy, it is not fair. You have enough to deal with without the added stress of fighting your insurance company. A law firm can take on tasks like this on your behalf while you rebuild your life post-flooding.
Insurance companies must act in good faith when it comes to fulfilling the legal and contractual terms of your homeowners’ policy. If your insurance company purposely misled you or was dishonest regarding your policy coverage, you deserve justice.
Our team will fight for the compensation you deserve while compassionately keeping you updated at every stage of the case. We keep you informed throughout the process, so you never have to wonder about the status of your case.
If you experienced significant covered losses after your home flooded and your insurance company is denying or delaying payment, protect your best interests. We offer free case evaluations and we work on a contingency-fee-basis—there is no fee unless we secure compensation for you. Call the Law Offices of Anidjar & Levine now at 1-800-747-3733.