What Questions Should I Ask an Insurance Adjuster? Talking to an insurance adjuster can be a bit overwhelming.

Whether you have been in a car accident or have experienced damage to your property, some of the questions you want to ask an adjuster may include:

  • Is my insurance coverage going to pay for these losses?
  • How long can I expect a resolution?
  • What repairs need to be made?
  • How much will these repairs likely cost?
  • Will the other party admit fault? (if you have been in a collision)

You should also request a copy of the insurance adjuster’s statements so that there are no discrepancies between what you have been told and what will be relayed to your insurance company. Insurance adjusters have a reputation for undervaluing the cost of claims to save their organization money. For this reason, many people prefer the opinion of an unbiased, third-party adjuster, or a legal professional to advocate for their rights.

After an accident, you want to take measures to ensure a smooth claims process. When an insurance adjuster examines your vehicle or property, they are gauging the extent of your losses that will later be turned over to the agency itself.

For a free legal consultation, call (800) 747-3733

Stick to the Facts When Talking to an Insurance Adjuster

Remember, these representatives work for the insurance company, not for you. Just as there are some questions that you should ask your insurance claims adjuster, there are additional actions you may want to take to get the benefits outlined in your policy.

Keeping this in mind, you may want to take the following measures:

  • Photograph all of the damages for which you are filing so that they cannot be questioned later
  • Do not volunteer any information other than what is absolutely necessary, as any innocuous statement you make may later be used to devalue your claim
  • Do not post about your losses to social media

Following the incident that resulted in your damages, you should take preventative measures to keep your property from experiencing further losses. For instance, if you have been in a car accident, you should refrain from driving the vehicle. If your property has been impacted by an event, do not attempt to fix the damages yourself. Your goal is to have your losses accounted for by the insurance adjuster so that you can receive payment that covers your expenses. You do not want your claim questioned by your insurance company if additional damages arise.

Call the Law Offices of Anidjar & Levine Today

If you were in an accident or suffered damages to your property, you have certain protections under Florida law. You have the right to have your claim addressed in a timely manner so that you can carry on with your life. A legal professional can help you understand your rights and handle all of the communications with your Florida insurance company as you seek compensation for your covered losses.

At the Law Offices of Anidjar & Levine, we advocate for the rights of Florida residents who are involved in the claims process. Whether you are just beginning to file a claim or need help navigating the legal process after an accident, we can help. For a free consultation, call us today at 1-800-747-3733.