You negotiate a settlement with an insurance claims adjuster by working alone or with your own adjuster or lawyer. You can communicate with the insurance company yourself, or you can leave this kind of task for a lawyer to perform on your behalf.
Filing a claim with an insurance company is not something that anyone wants to do, as it likely means that you have some property damage that you need to get fixed. When dealing with insurance companies, you will want to make sure that the settlement that they offer you is fair.
So, it is crucial to negotiate the terms of the agreement with your adjuster in a way that you feel comfortable. Being prepared for these negotiations is essential. You will want to make sure that you have documents to support your request. You may also want to discuss your settlement with a lawyer to help you fully understand your rights.
For a free legal consultation, call (800) 747-3733
How the Typical Negotiation May Progress
After a settlement offer is made, you will have the right to either accept it as is or to negotiate for better terms. You will correspond with your insurance adjuster to show them the strength of your case. The insurance adjuster may point out some weaknesses of your claim as a way to try to lower the settlement offer. There will likely be several offers and counteroffers involved throughout the negotiation process.
The negotiations may be complete after just a few emails or phone calls. Some cases cannot be settled through negotiations, however. If this situation arises, you may have to go to court to get the settlement that you are seeking.
Preparing for Negotiations
After you file a claim, it is a good idea to consider at what amount you may be comfortable settling. A lawyer will be able to help you come up with an amount that is fair compensation for your losses. Your base figure can help you when going through the negotiation process.
Preparing all supplemental evidentiary documents before meeting with the adjuster can be a benefit. You and your lawyer can work together to compile a case plan and can provide proof for your claim.
Call the Law Offices of Anidjar & Levine Today
If you have an insurance claim and you are not sure what your claim is really worth, you may want to reach out to a lawyer for help valuating your losses.
If you need help negotiating a settlement with an insurance claims adjuster, contact the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free consultation. We are happy to discuss your personal injury claim with you and to inform you of all of your possible options you may have when negotiating with the insurance company. We can also help you take your case to court and file a lawsuit against the party or parties responsible for your injuries and property damage.
Do not wait to reach out, as some evidence may be lost to time or forgotten in witnesses’ memories. We want to work quickly to defend your family and your rights as soon as we can. Call us today so we can get started. A member of our team is waiting to hear from you.