If your home sustained hurricane damage, you need your homeowner’s insurance company to step up and pay for the necessary repairs as quickly as possible. Unfortunately, insurers may attempt to minimize their losses by denying your claim, dragging out the claims process, or undervaluing your damages.
You need an aggressive legal advocate who will fight for your right to recover all the compensation your policy provides. The hurricane property claim lawyers at the Law Offices of Anidjar & Levine will fight to get you every dollar you deserve.
Covered Expenses in a Gainesville Hurricane Property Claim
If you refer to your insurance policy to determine coverage, you may find yourself more confused than informed. The legal language of insurance policies can be confusing and, unfortunately, insurers may try to take advantage of this fact.
Most homeowner’s insurance policies cover wind damage and other types of structural damage caused by a hurricane. You may also have coverage for related losses that include:
- Expenses such as lodging, meals, and transportation if a hurricane renders your home unlivable
- The cost of debris removal and cleanup of your property
- The cost of storm damage remediation and board-up
- The replacement of personal property and the contents of your home
Your policy may cover other types of damages as well. Having a hurricane property claim lawyer evaluate your policy can help ensure the insurance company compensates you appropriately.
Holding the Insurance Company Accountable for Your Hurricane Damage
When insurers are facing catastrophic losses after a hurricane, they may try to minimize their liability at the expense of their policyholders.
Working with a hurricane property claim lawyer can help ensure you do not fall victim to bad faith dealings by your insurance company. To protect your legal rights, our team will assist you in the following ways:
- Investigate your damages to determine what the insurance company should cover
- Document your damages to support the value of covered losses
- Represent you to the insurance company, other lawyers, and related parties
- Compel the insurance company to negotiate in good faith
- Push for negotiations to ensure a quick resolution to your claim
To minimize their liability for your claim, your insurance company may resort to illegal tactics that include:
- Denying that you have valid coverage in force
- Denying your policy covers certain items
- Denying some or all of your claim
- Refusing to investigate your claim
- Delaying the investigation or processing of your claim
- Undervaluing your damages
- Advising you against seeking help from a property claim lawyer
- Demanding you sign a release
- Marking a partial settlement check as ‘paid in full’
Insurers may also request a formal or recorded statement from you. They can use anything you say as grounds for denying your claim.
Never provide a statement or sign any documents from the insurance company until you consult with a hurricane property claim lawyer in Gainesville. Otherwise, you could relinquish your right to seek compensation for your covered losses.
Determining the Value of Your Gainesville Hurricane Property Claim
Our legal team will identify all covered losses and document them as a part of your claim, to help ensure you recover every dollar to which you are entitled. Hurricane damage your policy may cover includes:
- Roof damage
- Structural damage
- Damage to interior walls
- Damage to windows and doors
- Damage to interior finishes
- Wind-driven rain damage
- Damaged or destroyed personal property
- Expenses related to displacement
- Costs pertaining to water damage remediation
- Expenses associated with protecting your home from further damage
In addition to the main structure of your home, your policy may cover:
- Detached garages
- Storage and tool sheds
- Covered or uncovered porches
- Decks and patios
Having a hurricane property claim lawyer verify your coverage can help ensure you recover all your losses. But, when you work with the Law Offices of Anidjar & Levine, you will benefit in many other ways as well.
The Benefits of Having a Hurricane Property Claim Lawyer on Your Side
When you trust the Gainesville property claim lawyers of the Law Offices of Anidjar & Levine to assist you with your hurricane damage claim, you will have a compassionate legal advocate fighting for you, your home, and your future.
Our legal team will provide the following benefits:
We Handle Every Aspect of Your Claim
Throughout the claims process, we will handle all the details, so you never have to worry. We will protect you from the insurance company and preserve your rights to seek damages.
We Provide the Answers & Information You Deserve
Our legal team will be there to answer your questions, explain your options, and provide the information you need about your case.
We Fight Tirelessly on Your Behalf
We are committed to helping you get the compensation you deserve for your hurricane-related damage and subsequent losses.
We Protect Your Legal Rights
Insurers sometimes prey on unsuspecting policyholders, enticing them to sign away their rights to seek damages. We will deal with your insurance company on your behalf to preserve your right to pursue legal action if necessary.
Many homeowner’s insurance policies require you to file a claim within a prescribed time frame. Florida also limits the time you have to file a lawsuit after a property damage incident. If you fail to file your claim within that time, you could lose your right to compensation.
Contact a hurricane property claim lawyer in Gainesville at 1-800-747-3733 to protect your right to seek compensation for your damages.
Free Consultation With a Gainesville Hurricane Property Claim Lawyer
You do not have to fight this daunting battle alone. The Law Offices of Anidjar & Levine offer a free consultation and policy review, to help you understand your coverage. We never collect any fees until you recover compensation for your property damage.
Before you try to take on the insurance company by yourself, contact our office. Every day, we fight tirelessly to get our clients the financial compensation they deserve for their losses. We stand ready to fight for you and help you get your life back to normal as quickly as possible.
Contact our office today at 1-800-747-3733 to see how a hurricane property claim lawyer in Gainesville can help you.