If your Gainesville property sustained damage from a hurricane, tropical storm, or another type of accident (e.g., fire, burst pipe, downed tree, etc.), you assume your insurance will take care of the damage — that is why you pay your premium, after all.
Unfortunately, property insurers may deny your claim, delay processing your claim, or undervalue your loss, refusing to pay the full value of your damages. In many of these cases, insurance companies make this decision to minimize their liability.
A property claim lawyer in Gainesville from the Law Offices of Anidjar & Levine can help you recover the compensation you rightfully deserve. We offer a free, no-obligation consultation and we never collect a fee until you recover a settlement for your damages. Call today at 1-800-747-3733 to see how we can help.
Property Claims We Handle in Gainesville, FL
The Law Offices of Anidjar & Levine can assist you with all types of property damage claims, including those resulting from:
- Tropical storms
- Burst pipes
- Broken water lines
- Sewer backups
We also handle other types of property claims, so if you do not see your specific situation listed above, contact us to discuss your case with a member of our team: 1-800-747-3733.
We can assist you with the filing of your initial property damage claim as well as those circumstances where your insurance company:
- Denies your claim
- Delays processing or paying out on your claim
- Undervalues your damages
- Asks you to sign a release in exchange for paying your claim
- Otherwise fails to uphold the terms of your policy
Your risk of encountering bad faith from your insurer can increase during incidents of widespread damage or destruction, such as after a hurricane or tropical storm. Our Gainesville property claim lawyers will protect your legal rights and fight aggressively to get you the compensation to which you are entitled.
Filing a Gainesville Property Claim
To help you with filing your property claim, we will begin with a review of your insurance policy, to identify the insurer’s obligations.
To document your claim, we typically need only the following information:
- Photos or video of your property before the damage
- An itemized list of damaged or destroyed items/property
- Repair or replacement estimates
- Receipts for items you replaced
- Receipts for expenses you incurred from being out of your home
- Documentation of other out-of-pocket expenses
Using the information we have available, we will document your claim and submit it to the insurance company. We will submit your claim to your insurer, answer any questions it has, and provide additional information it may require.
We will aggressively pursue negotiations with the insurer to get a reasonable offer for settlement as quickly as possible. However, if it refuses to negotiate in good faith, we can file legal action to compel it to honor your policy’s terms and its obligations to you.
Establishing Value for a Property Claim
Our legal team will determine the value of your property damage claim based on the damage to your home and the expenses you incurred as a result. However, depending on the terms of your insurance policy, you may be entitled to compensation for the following:
- Repair of your home
- Repair of other structures on your property (e.g., garage, workshop, guest house, etc.)
- Replacement of damaged contents
- Debris cleanup of your property
- Reimbursement for damage remediation (e.g., water removal, boarding up your home, etc.)
- Reimbursement for expenses incurred while out of your home
- Other out-of-pocket costs
If your home sustained damages that are beyond repair, the insurance company must pay you the value of replacement for the structure and contents, as specified in your policy.
Our legal team will help you determine, based on your coverage, those items for which you are entitled to recover compensation and help you through the process of obtaining the necessary documentation.
How a Gainesville Property Claim Lawyer Can Help
When you trust the Law Offices of Anidjar & Levine to handle your property claim, our compassionate legal team will take care of everything, so you can focus on getting your life back to normal as quickly as possible.
Our services to you include:
Protecting Your Legal Rights
Insurance companies often offer an extremely low or partial settlement and then attempt to convince policyholders to sign away their rights to seek further compensation. We will handle the insurance company on your behalf, to protect you and your rights.
During this difficult time, our team will be there to answer your questions and provide updates about your claim. We will communicate with all parties on your behalf, so you do not have to worry about anything but getting back home.
Documenting Your Claim
We will document your claim thoroughly, to ensure the inclusion of all your damages. In addition to the damage to your home and its contents, you may be entitled to recover compensation for the cost of lodging, meals, and other out-of-pocket expenses for as long as you cannot live in your home.
Dealing With the Insurance Company
We will submit your claim to the insurer and push it to pay your claim as quickly as possible. If the insurance company wants to negotiate, we will work aggressively to help you recover the maximum possible compensation for your damages.
In Florida, you have a limited time to file an insurance claim after the damage occurs. Contact us as soon as possible to help protect your right to seek compensation: 1-800-747-3733.
Free Consultation with a Property Claim Lawyer in Gainesville, FL
When your insurance company acts in bad faith and refuses to compensate you per the terms of your policy, we will aggressively pursue the action necessary to hold it accountable and recover the damages you deserve for your property damage.
If your insurance company has denied your claim, attempted to undervalue your losses, or is delaying your rightful settlement, contact us as soon as possible for help. You can also contact us for assistance with filing your initial claim, to help avoid any potential bad faith dealings by the insurance company.