While an insurance company can report information about an accident or ticket to the Department of Motor Vehicles (DMV), which could lead to a license suspension, the insurance company cannot suspend your driver’s license. That decision-making power belongs to a government licensing agency or a court that has the authority to suspend a driver’s license.
Having your driver’s license suspended means that it is illegal for you to operate a vehicle for a nominated time. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), driving privileges can be withdrawn for a variety of reasons, such as:
- Driving under the influence (DUI)
- Driving without insurance
- Accruing too many traffic violations
- Making a fraudulent driver’s license application
- Using your license for a purpose that is illegal
A suspended license is usually temporary and will end after legal fees have been settled or when the suspension period has ended. Motorists do have options to appeal the suspension, apply for a hardship license, or attempt to have it reinstated early under certain circumstances. Many more drivers, however, choose to disregard the law and continue to drive regardless of the safety of other people.
For a free legal consultation, call (800) 747-3733
Unlicensed Drivers Are an Increasing Problem in Florida
Alarming statistics from the National Highway Traffic Safety Administration (NHTSA) show that of the 10 million road users in Florida, 10% have had their licenses suspended. Thousands of unlicensed motorists are driving illegally every day without regard for your safety.
In many cases where unlicensed drivers cause an accident, they are also likely to have no auto insurance either. Unless the victims have uninsured driver coverage in their insurance policy, which is not mandatory in Florida, they may be left with severe injuries and be forced to pay for any medical expenses out of their own pockets.
Get Protection Against Unlicensed Drivers
Being hit by another motorist can be a traumatic event, so imagine discovering the at-fault party is unlicensed and uninsured as well. You have the option to turn to your personal injury protection (PIP) policy to recover some of your medical costs and lost wages. However, bear in mind that these policies have limits depending on the plan.
If your damages exceed the amount covered by your insurance policy, you may want to consider filing a personal injury lawsuit against the person who caused the accident.
You could be entitled to recover compensation in lieu of:
- Medical bills, both current and future
- Ongoing rehabilitation costs
- Lost wages
- Reduced earning capacity
- Psychological trauma
- Pain and suffering
- Wrongful death
Seeking help from a car accident personal injury lawyer can be an invaluable first step if you are involved in a collision caused by an unlicensed motorist and have sustained serious injuries.
Get a Personal Injury Lawyer to Help Build Your Case
If you or a loved one has been injured by a motorist who chose to drive without a license, enlist the help of a personal injury lawyer who can help you get your life back on track.
For responsive legal support, contact the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free case evaluation today. Our dedicated personal injury team can help you understand your legal options if you were involved in an accident caused by an unlicensed motorist.