Florida is a no-fault auto insurance state, which makes it easier to recover compensation for minor car accident injuries. However, it also means there are additional hurdles to clear before you can collect a payout for a more serious car accident a careless, distracted, or drunk driver caused.
At the Law Firm of Anidjar & Levine, our personal injury team can help you understand your legal options after a collision. We can file your claim, handle all the communication with the insurance company, and fight for the full compensation you deserve based on the facts of your case. Call us today at 800-747-3733 for a free case evaluation with a car accident lawyer in Fort Lauderdale.
How Do I Recover Damages After a Car Crash?
There are two ways to get the compensation you need after a Fort Lauderdale accident:
- File a claim based on your personal injury protection(PIP) policy; or
- Meet the state’s serious injury thresholdand file a claim based on the at-fault driver’s auto liability policy.
In many cases, your only option is to file a claim based on your PIP policy. Under the state’s no-fault auto insurance laws, you must carry this type of coverage. You should have at least a $10,000 that will compensate you for losses like:
- Medical care, up to the policy limit; and
- A limited amount of lost income.
For minor injuries, this is probably enough to cover a trip to the emergency department, a few x-rays, and a cast or splint on a broken arm. When your treatment gets more serious, however, you may quickly exceed the limits of your PIP policy.
If we can prove you meet the state’s serious injury threshold and demonstrate the other driver caused your crash, you are eligible for a wide range of other damages. To prove the full value of your losses, we will collect bills, receipts, and other documentation on your behalf. We will then use this information to determine a fair value of your claim and negotiate a settlement with the at-fault driver’s insurance company based on this value. The total value of your damages depends on your specific situation, but we can frequently recover cash to pay for:
- Ambulance transportation from the scene;
- Emergency treatment;
- Inpatient care;
- Inpatient or outpatient rehabilitation;
- Physical, occupational, and other types of therapy;
- In-home nursing care;
- Prescription drugs;
- Adaptive equipment;
- Ongoing care and future care related to the accident;
- Lost wages, present and future;
- Vehicle repair costs;
- Rental car costs;
- Pain and suffering; and
- Other accident-related expenses.
If your family member passed away in a fatal crash, we can offer the support and guidance you need to recover compensation, as well. We can help you hold the at-fault motorist responsible for their actions, pursuing compensation for the economic and non-economic damages suffered because of your loved one’s death.
How Can a Car Accident Lawyer Help?
Our car crash attorneys can help you overcome your losses, no matter how minor or how serious your accident. We can handle your PIP claim after a relatively minor accident, reducing stress on you and ensuring your insurance company pays out in full.
We can also take on a case against a driver who caused you to suffer serious injuries, or left your loved one requiring ongoing care for the rest of their life. We know how impossible it can seem to get back to normal after a life-altering injury, and we can help ensure your finances are one less worry. During a free case evaluation with one of our attorneys, we can quickly determine if we need to pull your medical records and confirm you meet the state’s serious injury threshold. You likely will if you or a loved one suffered:
- A significant impairment affecting an important body part;
- Permanent injuries;
- Significant scarring or disfigurement; or
- Other accident-related expenses.
If we can prove you meet this threshold, we can pursue a third-party liability auto insurance claim on your behalf. This allows us to hold the at-fault driver responsible for their reckless or careless behavior behind the wheel. The compensation collected through a fault-based claim is typically much larger than the payout from a PIP claim.
Negligence and Third-Party Auto Insurance Claims
Winning a third-party auto insurance claim against an at-fault driver requires us to prove the driver’ negligence caused the crash. When a driver acts in a negligent way and this causes serious injuries, we can hold them liable for your damages.
Some common examples of negligent driving behaviors include:
- Driving under the influence of drugs or alcohol;
- Violations of traffic laws;
- Failure to drive properly based on road conditions;
- Unsafe lane changes;
- Failure to yield the right of way in an intersection;
- Drag racing or other reckless behavior;
- Drowsy driving; and
- Texting while driving or other distractions.
We fully investigate every accident, including partnering with accident reconstruction specialists when necessary. We will collect the evidence necessary to show the other motorist caused your accident, allowing us to hold them liable for your damages.
Time Limits on Filing a Florida Car Accident Claim
The Florida statute of limitations gives you four years from the date of an accident to file a lawsuit and collect compensation for your personal injuries. While this deadline only applies to taking the case to court, you should pursue an insurance claim while you still have the option to file suit. This provides a major incentive for the insurance company to offer us a fair payout to avoid dealing with a lawsuit.
Contact a Car Accident Lawyer in Fort Lauderdale Today.
The Law Firm of Anidjar & Levine will fight for a full payout in your case, even if that means filing a lawsuit against the at-fault driver to get it. We are not afraid to take on any negligent motorist or insurance company, but we can usually settle car accident cases during settlement negotiations with the insurer. Call us today, and we will act quickly and aggressively to get you the money you need. You can reach our Fort Lauderdale office at 800-747-3733.