After receiving a denied Safepoint property claim, you may feel overwhelmed and worried you will be unable to recover compensation for the damages you have suffered. It can be challenging to face the insurance company, but you do not have to do it alone.
The team at the Law Offices of Anidjar & Levine is here to guide you through your claim denial. Our team understands how insurance companies work and will fight to hold them to their obligations under the terms of your Safepoint property insurance.
Common Reason Safepoint May Deny Your Property Claim
If your property claim is denied, there is no reason to despair. This is a common occurrence and may be due to a variety of reasons, many of which are simple to fix. We cannot predict why your claim was denied without reviewing the details of your situation. However, there are several common causes of denial.
Your Safepoint claim may have been denied due to:
- Lack of information
- Insufficient proof of damages
- Inaccurate information
- The loss does not exceed your deductible
- You missed the deadline to file
- The damage falls under an exclusion in your plan
- You failed to pay your premium, causing your plan to lapse
- The damage was caused by normal wear and tear
- Failure to take measures to protect the property
Receiving a property claim denial can be frustrating. You are already dealing with damage to your property; the last thing you need is one more task to take on. We can help review your claim and appeal your denied Safepoint claim. Call 1-800-747-3733 to discuss your case.
What to Do When Your Safepoint Claim Is Denied
You gathered information, met with an adjuster, and filed your Safepoint property claim. Now that you are facing a denial, you are unsure what your next steps should be. Here is what to do after receiving a denial:
Review Your Initial Claim
Start by reviewing your initial claim to look for inaccuracies or incomplete information. If there is more proof or other documentation you can add, be sure to include it.
Review Your Coverage
Next, dig into the details of your plan. Does your coverage cover flood damage, mold, or hurricane damage? Are expensive art pieces covered? These are common plan exclusions. However, you may have a rider that gives you additional coverage.
Consider an Independent Adjuster
If you believe Safepoint is undervaluing your claim, you have the right to hire an independent insurance adjuster to review your claim. They can offer an unbiased review of your damages.
Consider Hiring a Florida Property Claim Attorney
Managing a claim denial can be a complex process. It may involve reviewing legal jargon in your plan, discussing damages with the adjuster, and even reviewing Florida laws regarding property claims. You do not have to navigate this process alone. Consider hiring a Florida property claim lawyer who can help protect your right to recover compensation.
How the Law Offices of Anidjar & Levine Can Help
When you are facing a claim denial, you want a legal team who is compassionate and understands how insurance companies work. Our team has what it takes to hold Safepoint to their legal obligations and pay for the damages as outlined in your insurance plan, if we find that there is cause to do so.
Here is how we can help:
Review Your Coverage
Your insurance plan documents what types of damages are covered and for what amount. We will review your coverage to ensure your damages are covered and look for riders that may have additional coverage options.
Explain How Florida Laws May Impact Your Claim
Several Florida laws may impact your claim. For example, hurricane insurance plans can only charge a hurricane deductible in certain situations. We outline how these laws may impact your ability to recover damages.
Recalculate Your Damages
We may also review the damages in your initial claim to see if any losses have been overlooked or underestimated. In some situations, we bring in an independent adjuster to determine if the original estimate was accurate.
Fight for Your Right to Recover Compensation From the Insurance Company
Many times, insurance companies are not focused on what is best for you; they are focused on what is best for their bottom line. Our job is to protect your rights and push for a fair settlement. You paid your premiums for years, and now it is time for the insurance company to do their part. Let us fight for the compensation you deserve after a hurricane or similar event damages your home.
Contact a Florida Property Claim Lawyer Today to Review Your Safepoint Denial
Are you facing a denied Safepoint property claim? You have a limited time to pursue damages. If a hurricane damaged your home, you have just three years from the date of the storm to file a case. If your Florida home was damaged by the negligence of another party, you may have up to four years to file a claim. Additional factors may limit the time you have to file for damages. Do not delay in seeking legal help.
After a claim denial, you may not be sure where to turn for legal help. The Law Offices of Anidjar & Levine can help you navigate the complex process of appealing a claim denial. Our team understands how challenging it can be and is here to walk you through the process.
Call us today to discuss your claim. We are happy to offer a free review and recommend the next steps. Call 1-800-747-3733.