If you are facing a denied Indian Harbor property claim, you may not know where to turn for legal help. You may be frustrated, annoyed, and unsure of your rights under the law. You want a legal team who understands how Florida property damage laws work and is willing to fight on your behalf.
The team at the Law Offices of Anidjar & Levine is here to help with your denied Indian Harbor property damage claim. We understand how the laws impact property damage claims and know how the insurance companies work. You focus on getting your life back on track; we will take care of the rest.
Call us today to discuss your claim at 1-800-747-3733.
Common Reasons for Property Claim Denials
When you file a property damage claim, you expect your insurance company will follow the agreement outlined in your insurance plan and pay for your losses. In many cases, they do. However, the insurance company may deny your claim in a number of situations.
A few common reasons for property claim denials include:
Lack of Information or Proof
If the claim is incomplete or if it does not include enough proof of damages, your claim may be denied. This does not mean your claim is invalid, only that you need to provide more information.
Your Plan Does Not Cover the Damages
Your plan may have exclusions, or specific situations or damages not covered. For example, your plan may not cover flood damage, wear and tear, or losses caused by an earthquake. You may have other coverage for these situations.
Your Plan Has Lapsed
Most premiums are paid on a quarterly or yearly basis. If you missed a payment or failed to pay on time, your policy may have lapsed. This means your plan is no longer valid, and the insurance company can refuse to cover your losses.
Another Party Is Liable
In some situations, your insurance company may refuse to pay because another party is liable for the damage. For example, the city caused the damage to your home while digging up a pipeline, or a neighbor’s tree fell, damaging your roof. In these situations, you may be able to pursue the other party’s insurance company for compensation.
If you are unsure why your insurance company in Indian Harbor denied your claim, we can help. Contact the Law Offices of Anidjar & Levine for a free claim review at 1-800-747-3733.
How the Law Offices of Anidjar & Levine Can Help
When your insurer denies your claim, you want a lawyer who is willing and able to fight for your rights. At the Law Offices of Anidjar & Levine, our team provides compassionate, responsive legal care.
You are facing repair bills, upheaval in your life, and the loss of precious personal items. Let us take over the appeals process and push for the compensation you deserve so you can focus on getting your life back to normal.
Here is how we can help with you Indian Harbor property claim denial:
- We will review your coverage and denial to determine the best course of legal action.
- Our team will look for other coverage options so we can recover all the compensation you are eligible for.
- We keep you updated every step of the way.
- We will gather additional proof and evidence to support your Indian Harbor appeal.
- We will file the appeal on your behalf.
- We will negotiate for a fair settlement, if possible.
- We will fight for your rights in court, if necessary.
Let us take over the burden of the legal process. Call us today at 1-800-747-3733 to take the first steps towards a brighter future.
Damages You May Recover in Your Indian Harbor Property Claim
Each Indian Harbor insurance plan is different, and may have its own exclusions or add-ons. For example, you may have purchased a rider that offers additional coverage for expensive camera equipment, or your plan may not cover acts of nature, such as an earthquake.
To provide an accurate estimate of the damages you may recover in your Indian Harbor claim, our team would need to review your coverage and claim. However, the most common damages that may be covered include:
- The cost to repair any damage to your property.
- Cleanup costs, such as debris removal.
- Boarding up costs, such as securing a window until it can be repaired.
- The cost to repair other structures on the property, such as a carport, garden shed, or deck.
- Temporary relocation costs, such as rent or a hotel stay until your property can be repaired.
- Personal property damaged in the accident or storm.
To better understand the damages, you may be eligible to recover, consider hiring a property claim lawyer in Indian Harbor. Call our team today at 1-800-747-3733 for more information about how we can help with your claim.
Call the Law Offices of Anidjar & Levine to Discuss Your Claim
Facing a denied property damage claim can be devastating. In addition to the financial impact of your losses, you may be dealing with the emotional impact of losing property where you made cherished memories.
We understand that recovering compensation is about more than getting paid; it is about securing the resources you need to rebuild your life. You paid for insurance for peace of mind. Now it is time to hold the insurance company accountable.
You have a limited time to pursue property damages. Do not delay. Reach out to a member of our team today at 1-800-747-3733. We offer a free claim review to all potential Indian Harbor clients.