When your property sustains damage, you file a claim with your insurance company and expect them to meet their obligations as outlined in your insurance plan. After all, you purchased insurance for this reason.
Unfortunately, it is not always so simple. In some cases, Geovera may deny your claim, leaving you to pay the damages on your own. If you are facing a denied Geovera property claim, you still have legal options.
The team at the Law Offices of Anidjar & Levine can review your initial claim and your insurance plan, then file an appeal on your behalf. You may still be able to recover damages, even after a claim denial. Call us at 1-800-747-3733 to explore your legal options.
Damages You May Be Eligible to Recover in Your Denied Geovera Property Claim
Your Geovera insurance plan outlines the terms of your policy. Every plan may be a bit different, depending upon your state, the type of property you insure, and whether you purchased additional coverage, often called riders.
However, many property insurance plans cover a few common types of damages. These include:
- The cost to repair your property to pre-damaged condition.
- Cost to clean up trash and debris.
- Board up costs, such as placing tarps over a damaged roof.
- The cost to rebuild, if the structure is destroyed or damaged beyond repair.
- Temporary relocation costs, if the structure is uninhabitable.
- Replacement costs for personal items on the property, such as computers, clothing, books, toys, toiletries, and furniture.
Your Geovera insurance policy may cover a wide range of damages and may cover more than you realize. Contact our team today for a free review of your claim and coverage options. Call 1-800-747-3733 to speak with a member of our team.
Reasons Geovera May Have Denied Your Property Claim
When your claim is denied, you may be shocked and overwhelmed. There are a number of reasons why your claim was denied.
The most common reasons for property claim denial include:
Lack of Information
If the initial claim did not include enough information, Geovera may deny it. However, they may still cover your damages if you resubmit with additional information such as a detailed description of your losses and how they occurred, including times and dates.
Lack of Evidence
When filing a property damage claim, you must be able to prove the losses occurred. In many cases, this requirement can be met by sending photographs and receipts of purchase of damaged items.
Failure to Meet Deadlines
Your policy may require you to notify Geovera of your damages in a timely manner. If you fail to meet this deadline, or if you fail to meet the Florida statute of limitations for property claims, you may be unable to recover damages.
The Damage Falls Under an Exclusion in Your Policy
Many homeowner’s policies have exclusions, which are damages the insurance company does not cover. For example, your plan may not cover wear and tear, flooding, or earthquake damages. If you believe Geovera is incorrectly applying an exclusion, you may be able to file an appeal and recover your losses.
Your Deductible Has Not Been Met
A deductible is a portion of losses you agree to cover before the insurance company beings to pay out. If this threshold is not met, the insurance company is not liable. For example, if you have a $500 deductible, but the damages will cost $400 to repair, you may have to cover the costs of repair.
If you believe your claim was wrongfully denied, consider seeking legal help. A property claim lawyer can review your coverage and explore your legal options. Call the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free case review.
How Our Firm Can Help With Your Denied Geovera Property Claim
If you are facing a denied claim, you may be overwhelmed and concerned about what the future will hold. You want a compassionate legal team who understands Florida laws and how the insurance companies work.
Our team can help. If you choose us, our team will take over the legal process so you can focus on rebuilding your life.
Here is how our firm can help:
- We take over all communication with the insurance company.
- Our team works to gather the documents and evidence required to build a strong case for appeal.
- When it is ready, we will file the appeal paperwork for you.
- Our team will negotiate with the Geovera and work to recover all the damages you deserve.
- If necessary, we will take your Geovera claim to court.
This is a challenging time; our goal is to make your life easier by taking on the burden of filing an appeal. Call us now to start the legal process at 1-800-747-3733.
Get Legal Help with Your Denied Geovera Property Claim
If Geovera denied your property damage claim, we can help. We handle a variety of property claim denials, including those from Geovera. For years, our team has provided quality legal representation to property owners who are facing denials, and we can help you, too.
We believe in providing our clients with personalized, dedicated legal service, which is why we are available anytime to answer questions and provide an update on your case. You have a limited period to take legal action and recover damages.
Call our team today at 1-800-747-3733 for a free, no-obligation review of your claim.