When your property is damaged, you face an uncertain future. You may not know where you will live or how you will pay for the damages. You are already overwhelmed, and then Anchor denies your property claim. You may be unsure where to turn.
At the Law Offices of Anidjar & Levine, we understand how overwhelming and frustrating a claim denial can be. You paid your insurance premium, and now the insurance company is refusing to pay. We can help. Our team has a deep understanding of Florida property damage laws; let us put that knowledge to work for you and your family.
You do not have to face a denied Anchor property claim alone. Let us be your legal advocate during this difficult time. Call to speak with a member of our property claim team at 1-800-747-3733.
Common Reasons for Denied Anchor Property Claims
You took the time to fill out your claim and show your damages, yet Anchor still denied your claim. There may be many reasons for your claim denial, and many are easy to remedy. Without reviewing your documents, we cannot say for certain why your claim was denied. However, the most common reasons for denial include:
- Failure to include enough information
- Failure to offer enough proof of damages
- Missing the deadline to file
- The cause of damages is not covered (exclusions)
- The liability lies with another party (for example, the city or another municipality caused the damage)
- The damage was a result of normal wear and tear
- The cost of repairs does not exceed your deductible
If you are unsure why your Anchor denied your claim, we can help. Call us today at 1-800-747-3733 to discuss your case.
How a Property Claim Lawyer Can Help with Your Denied Anchor Property Claim
Facing a claim denial can feel overwhelming. You may be unsure why Anchor denied your claim, or you may be unsure what your next steps should be. Our team is here to guide you through the appeals process and protect your legal rights.
Here is how we can help:
Review Your Coverage to Determine if the Denial is Valid
The denial may be due to a number of reasons. For example, Anchor may claim your damages are not covered due to flooding, when the cause is actually wind-driven rain, which your policy does cover.
Our team will review your coverage to determine if your damages should be covered and look for additional policies that may pay for your losses.
Work with a Private Adjuster to Calculate Your Damages
If necessary, we may work with a private insurance adjuster to review your damages. The original adjuster may have undervalued your claim or may have reached incorrect conclusions.
Gather Proof and File an Appeal
In many cases, we can appeal your denial by including more information. If your claim was incomplete or if we can strengthen your claim, we will collect additional proof of damages and file your appeal.
Answer Questions and Keep You Updated
Throughout the appeals process, our team will keep you informed and updated. We are here to answer any questions you might have and explain your legal right to recover compensation from Anchor.
Damages You May Recover Through an Anchor Property Claim
The final amount of damages you may collect will depend on a number of factors, including the amount of deductible you owe, the final cost of repairs, and whether your plan covers all the damages you experienced.
In many cases, Anchor insurance plans may cover the following losses:
Your damages may include the cost to repair any damage to your home or business, including damage to the roof, walls, windows, and foundation. Your plan may also cover water removal and mold treatment.
If your property cannot be repaired, you may recover the cost to rebuild. However, your plan may limit recoverable damages to a certain amount.
Many Anchor plans also cover the loss of personal property inside the damaged structure itself. For example, bedding, clothes, children’s toys, and electronic devices.
Your plan may also cover the cost of a temporary relocation if you are unable to stay in your Florida home due to the damages. Anchor may cover the cost to stay in a hotel and incidental expenses like food.
Statute of Limitations for Property Claims in Florida
Florida laws outline a statute of limitations for filing property damage claims. The amount of time you have to seek damages may vary based on the cause of damages. For example, hurricane damage claims must be filed within three years. If the damage was caused by another party’s neglect, you may have up to four years to file a claim.
In most cases, the statute of limitations for property claims applies even if you do not discover the damage until later.
Contact a Property Claim Lawyer with the Law Offices of Anidjar & Levine
If Anchor denied your property damage claim, you may still have legal options to recover compensation. You do not have to face your insurance company alone.
The team at the Law Offices of Anidjar & Levine is here to guide you through the Anchor appeals process and help you seek the compensation you deserve.
Call our team today at 1-800-747-3733 for a review of your Anchor claim denial.