I Was in a Car Accident But Don't Have Car Insurance, Can I Still Get Compensation in Orlando, FL?
You may be able to recover compensation after a car accident in Orlando, FL, even if you do not have car insurance.

Yes, if you were in a car accident without car insurance, you could recover compensation from the at-fault driver in Orlando, FL. However, you may face penalties for not carrying insurance.

A lawyer with our firm can review your case and help you figure out your options for compensation.

For a free legal consultation, call (800) 747-3733

Options for Compensation After a Car Accident in Orlando, FL

Whether you are keeping up with traffic along I-4 or cruising along Buena Vista Drive, car accidents can be stressful and overwhelming.  This is especially when you are not carrying insurance at the time of the accident.

There are several different outcomes for those who are in a car accident and don’t have insurance. A few of which are:

  • If no one was injured, Florida’s no-fault laws take over. They require each party to rely on their insurance company to compensate them for their vehicles’ damage. Without an insurance company to turn to, these costs would come directly out of your pocket.
  • If someone was injured and the accident was your fault, you could be held liable for the full scope of the resulting damages. Without an insurance policy to protect you, these costs would be your personal responsibility.
  • If you were injured and the accident was not your fault, you could seek damages from the liable party or their insurance company. You retain this right regardless of whether you have car insurance of your own.

Your lawyer can explain the options that may be available to you after investigating the details of your case.

Potential Consequences After an Uninsured Car Accident

It is illegal to drive without insurance in Florida. Even if the car accident was not your fault, the Department of Highway Safety and Motor Vehicles (DHSMV) could respond by suspending your driver’s license, license plate, vehicle tags, and registration afterward.

These penalties can be reduced or potentially avoided if you can prove that you purchased insurance after the accident, depending on whether your accident involved a bodily injury or property damage.

You Can Still Pursue Damages After an Orlando Car Accident

DHSMV suspensions do not affect your ability to file a lawsuit against the party responsible for your accident. Examples of potentially recoverable damages include:

  • Hospital fees
  • Doctor’s fees
  • Emergency transportation
  • Prescription medication
  • Physical therapy and rehabilitation
  • Past lost wages
  • Future loss of earning power
  • Pain and suffering
  • Lost wages for the time spent away from work during recovery
  • Diminished earning capacity if your injuries prevent you from working in the future
  • Pain and suffering
  • Wrongful death damages

You don’t have much time to recover these damages. If you file a lawsuit, you must abide by the statute of limitations written in Florida Statutes § 95.11. Generally speaking, there is a four-year deadline for personal injury lawsuits and a two-year deadline for wrongful death lawsuits. Waiting too long to take action could result in missing the deadline. In that case, you probably won’t be allowed to pursue damages.

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What Our Lawyers Can Do to Help You with Your Uninsured Car Accident Case

A car accident lawyer on our team can help you build a strong case that supports your claim for compensation. While you recover from your injuries, we will take care of everything else, including:

  • Compiling an evidence file containing the police report, video footage and relevant photographs, medical records, and statements from witnesses at the scene
  • Applying Florida’s comparative negligence law, Florida Statutes § 768.81, and demonstrating that you were less than 50 percent responsible for the accident
  • Answering phone calls, emails, and other messages from the insurance company on your behalf
  • Requesting a settlement from the insurance company and negotiating with them until we agree on a figure
  • Helping you adhere to the statute of limitations and other case-related deadlines
  • Providing responsive legal care while updating you on your case and helping you setting up appointments related to your car accident

These services will be available to you on a contingency-fee arrangement. Instead of paying your lawyer an upfront fee or lump sum, their payment will be deducted from the final compensation they obtain for you. Should they be unable to secure an award, there is no need to pay them.

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Get Started on Your Case With the Law Offices of Anidjar & Levine Today

Our team at the Law Offices of Anidjar & Levine wants to protect your right to compensation and help you prove your case. You can count on us to go the extra mile for you.

If you have been injured in a car accident but don’t have car insurance, remember that you can still get compensation in Orlando. Contact our law firm today at (407) 500-4000 for a free consultation and learn more about how we may be able to help you.