There are two important deadlines associated with a car accident claim filed in Florida. After you submit your car accident claim, the insurance company has 14 days to respond to your claim and 90 days to either pay your claim in full, pay your claim in part, or deny your claim under Florida law.
The statute of limitations for bringing a personal injury or property damage complaint is generally four years from the date of the accident. It can be helpful to file your claim quickly, but you may want to take care of a few things before you do so:
- Seek medical treatment, even if you are not sure if you are injured
- Document the details of the accident by collecting witness contact information and taking pictures
- Hire to a car accident lawyer to handle negotiations with the insurance company for you
Filing a Car Accident Claim in Florida
After filing your claim, your insurance company may make you a settlement offer. If you accept this offer, you also agree to not pursue any further legal action as it relates to the accident. Carefully consider whether the settlement being offered will fully compensate you for your damages before accepting it.
Every accident is unique, but damages we can typically pursue in car accident cases include:
- Medical expenses
- Lost wages
- Liability for the accident
- Insurance coverage
Speaking with a car accident lawyer before accepting a settlement offer from an insurance company can help you determine if the offer is enough to cover your current and future expenses related to the accident.
Hiring a Car Accident Attorney
A car accident attorney is sympathetic to how long it takes to receive an offer of compensation after a car accident in Florida, and works to ensure all the deadlines are met, so that you receive the compensation you deserve in a timelier fashion. They can also negotiate with the insurance company on your behalf, so you can focus on feeling better. Another way your car accident lawyer can help is by collecting evidence to demonstrate the liable party’s negligence, which will strengthen your position. If negotiations with the insurance company prove unsuccessful, your lawyer can continue to protect your rights by taking your case to trial.