After a hurricane has slammed into your home, you and your family may be devastated by the destruction. The last thing you need is for your insurer to give you a hard time by denying your claim or reducing your payout. If you need legal assistance from a hurricane property claim lawyer in Delray Beach, then contact the Law Offices of Anidjar & Levine today.
Our law firm helps victims of hurricane damage who have been treated unfairly by their insurance company. We can take on these insurance companies to help you receive a fair settlement so that you can get back on track. If you have questions about your case or want to file a lawsuit, then call us today at 1-800-747-3733 and get a free case review.
What Your Homeowner’s Insurance Policy Covers
A typical homeowner’s insurance policy covers damage to your home, its contents, and its surrounding property. Coverage may include some or all of the following items:
- Damaged or destroyed auxiliary structures such as a deck, pool, or shed
- Personal property inside your home
- Alternative living arrangements you made during your home repairs
- Any item damaged by high winds during the hurricane
- Debris cleanup
If you have additional flood insurance, then your policy also covers water damage. Your hurricane property claim lawyer in Delray Beach can go over the details of your policy so that you have a clear understanding of the type of compensation you can expect from the insurance company.
Bad Faith Homeowner’s Insurance
Although your homeowner’s insurance is supposed to protect you after a hurricane, that does not mean that the insurance company will automatically give you a fair settlement. An insurance company may come up with numerous reasons for not accepting your claim.
Occurrences of bad faith happen regularly. Sadly, you may have no idea that you qualify for a higher settlement because your insurance company convinced you otherwise. Insurance companies handle hundreds of claims after a hurricane. Therefore, they will find ways to reduce your payment or deny your claim.
To avoid a bad faith occurrence, you may want to seek legal assistance from a hurricane property claim lawyer in Delray Beach. Call us today at 1-800-747-3733 to find out more about your rights and how our law firm can help you during this challenging time.
Disputing Your Insurance Company’s Claim Denial
Insurance policies that cover hurricane damage can be complex. In fact, many homeowners have no idea what their insurance policy covers. As a result, insurance companies may deny a claim based on a variety of reasons, such as:
The insurance company may claim that the type of damage your home incurred was not covered in the policy. Therefore, they have the right to deny your claim.
The insurance company may also claim that the damage is only partially covered under the policy. Therefore, you will receive a lower settlement.
Lower Payout Based on Assessment
The insurance adjuster may give you a lower payout based on their assessment of your damage. As a result, their estimate may be lower than the actual value of the damages.
No Answer / Delayed Processing
You may not hear from your insurance company for months. By the time they respond, they may not provide a clear answer as to why they turned down your claim.
No matter what excuse your insurance provider gives for denying your claim or offering a small settlement, you do not have to accept their offer as final. Our firm can answer your questions and go over the details of your case: call us today for a free case review at 1-800-747-3733.
Legal Assistance is Available for Your Hurricane Property Claim
If you are having a difficult time with the complexities of your claim and are tired of the red tape thrown at you by your insurer, a hurricane property claim lawyer in Delray Beach can assist you with your case. We offer comprehensive legal assistance, including:
- Providing consultation to help you make the best decisions;
- Managing your entire case including all paperwork and correspondence;
- Gathering evidence that supports your property damage claim;
- Negotiating with the insurance company to get you a fair settlement; and
- Filing a lawsuit against the insurance company, if necessary.
Our law firm will investigate your case to determine why the insurance company denied your claim and develop options for what we can do to overturn their decision. We can re-open the case, submit all documentation, and engage with the insurance adjuster on your behalf. You should not have to take on this burden by yourself.
Gathering Evidence to Support Your Hurricane Property Claim
When a hurricane destroys your property, it may be difficult to verify your claim. We can help you submit evidence to the insurance company such as:
- A copy of your homeowner’s or flood insurance policy;
- A complete list of everything that was damaged and covered under your policy;
- Third-party contractor estimates for repair or replacement of your home;
- Receipts for all hurricane-related expenses;
- Photographs or video of the property before and after the hurricane; or
- Receipts for living arrangements you had to make for you and your family.
It is important that you keep all documents and evidence related to your case so that we can gather it and use it to your advantage. Together, we will take on the insurance company and fight to get you fair compensation.
Contact a Hurricane Property Claim Lawyer in Delray Beach Today
At the Law Offices of Anidjar & Levine, we are dedicated to helping victims of hurricane damage in Delray Beach and across South Florida. We can help you get the payout you deserve from your insurance company. Don’t delay in taking action as you only have three years to file a claim for hurricane property damage. To find out more about our legal services, call us at 1-800-747-3733 and get a free consultation.