When a hurricane damages your Cutler Bay home, you may face devastating losses. Your home and your personal possessions may be destroyed or you may face expensive property repairs.
You expect your insurance company will cover your losses under the terms of your contract. Unfortunately, some insurance companies try to get away with paying less. If this happened to you, work with a legal team dedicated to holding your insurance company responsible for paying what you deserve.
A hurricane property claim lawyer in Cutler Bay can review the details of your home or business insurance and help with your insurance claim(s). The team at the Law Offices of Anidjar & Levine is dedicated to helping clients hold insurance companies accountable. Call us today at 1-800-747-3733 to discuss your hurricane damage claim.
How the Law Offices of Anidjar & Levine Can Help With Your Cutler Bay Hurricane Damage Claim
The weeks after a hurricane can be disorienting. You may not be able to live in your home and you may be facing catastrophic losses. Roads may not be clear, and you may have no idea when power will be restored. This difficult time can be even more challenging when your insurance company refuses to pay or attempts to delay the process.
Here is how the Law Offices of Anidjar & Levine can help with your hurricane claim.
Review All Possible Coverage
You may have several insurance policies that cover damages. For example, you may have standard homeowner’s or renter’s insurance, but you may also carry additional coverage for hurricane damage or flooding.
Our team will review all possible avenues for compensation following hurricane damage and gather information to support your claim.
Protect Your Right to Compensation
Our team will ensure you meet all deadlines and provide the required proof to recover your losses. This will protect your right to recover the compensation you deserve.
If the insurance company denied your claim or refuses to offer fair compensation, we will review the case and take steps to fight for what you deserve.
Our team takes over your claim so you can focus on healing and rebuilding your new normal. Call us at 1-800-747-3733 for more information about how we can assist with your Cutler Bay hurricane property damage claim.
Covered Losses in Your Miami Beach Hurricane Damage Claim
High winds and driving rain can cause massive amounts of damage to homes and businesses. Rebuilding or repairing property can be an expensive and time-consuming process. How much can you expect to recover from your insurance company? It depends upon the details of your coverage.
Many policies cover the following types of damage after a hurricane.
Compensation to Repair or Rebuild Your Home
You may recover the cost of repairs, minus your deductible. The insurance may cover damage to the structures on your property, including separate garages or workshops, debris clean up, and boarding up costs.
Compensation to Replace Personal Property
Your insurance policy may cover the cost to replace personal property that was in your home. This may include furniture, bedding, toys, electronics, tools, clothing, toiletries, decorations, and other items.
You may not be able to recover the cost of expensive art or high-end jewelry unless your policy includes additional coverage.
Relocation & Temporary Housing Costs
If you are unable to stay in your home while repairs are made, your policy may cover the cost to stay in a hotel or a short-term rental, meals, and incidentals.
Call 1-800-747-3733 to speak with a member of our team. We offer a free hurricane claim review to all Cutler Bay residents.
How the Insurance Companies May Try to Pay You Less
You do not need a lawyer to file a hurricane damage claim. However, some insurance companies try to get out of their obligations by using underhanded tactics. A lawyer can push back and protect your right to compensation if your insurance company tries to pay you less.
Tactics the insurance may employ include:
- Undervaluing your covered losses
- Claiming your policy expired, when it did not
- Insisting your plan does not cover flood damage, when the damage was caused by wind-driven rain
- Claiming you must pay a hurricane deductible without proper notification
- Delaying the process, which allows evidence to disappear
- Requiring you to sign a waiver absolving them of additional damages down the road
You deserve to recover losses under the terms of your insurance policy. If the insurance company tries to pay you less, we can help hold them accountable. Call 1-800-747-3733 for a free claim review.
Speak to a Hurricane Property Claim Lawyer in Cutler Bay
You have three years to file a claim for hurricane damage. Our team can help you navigate the claims process and recover the losses you need to rebuild your life. We have helped families after Hurricane Michael and Hurricane Irma, and we can help you too.
Call the Law Offices of Anidjar & Levine at 1-800-747-3733 to discuss your hurricane damage claim.