Dealing with your insurance company in the aftermath of a hurricane can be confusing and frustrating. To make matters worse, you may not know what to do when the insurance adjuster denies your claim or attempts to minimize your compensation. If you feel as though the insurance company has unfairly denied your claim, then contact the Law Offices of Anidjar & Levine today.
Our law firm can help you protect your rights and seek the maximum recovery for your hurricane damages and financial losses. We offer legal services for victims of hurricane disasters throughout South Florida. A hurricane property claim lawyer in Coral Springs can help you file your claim against the insurance company and determine the value of your losses.
To find out more about our legal services, call us today 1-800-747-3733 for a free case review.
Hurricane Damage You May be Able to Claim
What damages you can claim in a hurricane depends on the nature and extent of the destruction and what your insurance policy covers. Most insurance companies provide protection for damages such as:
- Structural or foundational damage
- Damage to the roof
- Vehicle damage
- Windows & doors
- Vinyl siding
- Damage to structures around the yard (shed, fence, wood deck)
Keep in mind that your standard homeowner’s policy does not cover damages caused by water (i.e., flooding). You will either need to add water damage coverage to your policy or take out separate flood policy. If you have flood insurance, then you can also claim damages caused by water.
If you have any questions about what your policy covers or what damages you can claim, then contact the Law Offices of Anidjar & Levine today. We can go over your policy and help you determine your damages and the value of your case.
Call us at 1-800-747-3733 for a free case evaluation.
Why the Insurance Company Turned Down Your Claim
When you receive a notice that your insurance claim has been denied or that the insurance company has offered a low settlement, you may wonder why. Insurance companies can come up with numerous reasons why they denied your claim, including:
Your Damages Do Not Apply to Your Policy
The insurance adjuster may try to convince you that the type of damage your home sustained does not apply to your insurance policy. They may even claim that your home was damaged by water and not wind.
Your Claim Does Not Match the Value of Your Damages
The insurance company may refute your claim by stating that the estimates for repairs do not reflect the value of your damages. Therefore, they adjusted the compensation based on their assessment.
The Insurance Company Wants to Force a Settlement
If there is no real reason to deny your claim, the insurance company may try to force a low settlement so that they do not have to pay full compensation for your damages.
Your Payment is Delayed with No Explanation
You may not hear from the insurance company for weeks or months. No payment has arrived, and there is no explanation. You have tried numerous times to call the insurance company, but you keep getting voicemail.
How a Hurricane Property Claim Lawyer Can Help You
Getting desired compensation from an insurance company that will not work with you can be difficult. The insurance company does not always have the final say, so a hurricane property claim lawyer in Coral Springs can help receive the compensation you deserve for your damages.
Our law firm can help you with your case by:
- Obtaining evidence of the hurricane damage
- Hiring a contractor or third-party to assess the hurricane damage
- Gathering all documents, including repair receipts, invoices, bills, etc.
- Managing your entire case while you are trying to get back into your home
- Negotiating a settlement with the insurance company on your behalf
As your hurricane property claim attorneys, we can work hard to protect your rights and get you a fair settlement so that you can restore your home after the hurricane. Do not take on the insurance company on your own. Get help from a hurricane property claim lawyer in Coral Springs. Call us today at 1-800-747-3733 for a free case assessment.
Evidence You Can Submit as Proof of Damages
Before the insurance company accepts your claim and pays your compensation, the insurance adjuster will request documentation and evidence of your damages. Our law firm can help you collect, organize, and submit evidence, including:
- A copy of your homeowner’s insurance policy
- A complete list of everything that was damaged
- Estimates for repairs or a complete home replacement
- Receipts or invoices of all out-of-pocket expenses
- Photographs or video footage of the hurricane damage
- Alternative living arrangement expenses you incurred
Once we gather all of the evidence, we can submit it to the insurance company along with the total value of your claim. It is possible that we may have to file a bad faith lawsuit against the insurance company to receive a full payout.
Contact Us Today to Get Help with Your Insurance Claim
The Law Offices of Anidjar & Levine are dedicated to helping victims of hurricanes who lost their homes or sustained massive damage and financial losses. If the insurance company will not work with you, then we can. To find out more about how a hurricane property claim lawyer in Coral Springs can help you with your case, call us today at 1-800-747-3733 for a free case review. We can answer your questions and get you started with your case before the statute of limitations runs out.