You have property damage to cover the effects of a hurricane when one happens. Too often, however, the insurance companies deny claims or try to undervalue the damages you deserve. If this occurs, you want a legal team who understands how the insurance companies work and are not afraid to fight on your behalf.
A hurricane property claim lawyer in Cooper City can help. Our dedicated legal team goes the extra mile to hold the insurance companies accountable and recover the compensation you deserve. Call the Law Offices of Anidjar & Levine at 1-800-747-3733 for a free review of your hurricane damage claim.
Damages You May Recover in a Cooper City Hurricane Damage Claim
There is no simple way to calculate the losses you may be able to recover. Each homeowners insurance plan is different, and you may have multiple policies we can pursue. To determine the damages you may recover, we must review the details of your policy.
However, common damages you can expect to recover include costs associated with:
- Repairs to your home
- Rebuilding your home
- Repairs to additional structures on your property, such as a stand-alone garage or workshop
- Replacing items in your home, including furniture, clothing, and appliances
- Securing your home after the hurricane passes, such as boarding up or installing a temporary roof
- Temporary housing, such as the cost to stay in a hotel
- Out-of-pocket expenses, such as clothing or toiletries
To better understand the hurricane damages you may recover, contact a hurricane property damage lawyer in Cooper City. We can review your coverage and begin the claims process on your behalf. We will ensure your insurer is paying you the money you deserve for your damages.
What You Need to Know Before Filing a Cooper City Hurricane Property Damage Claim
Filing a claim with your insurer can be a complex process requiring gathering documentation of your damages and working with an adjuster. Before filing your hurricane damage claim, it may be helpful to review the following information.
Your Policy Might Not Cover Flood Damage
Not all homeowners insurance policies cover damages caused by flood waters. In most cases, standard insurance will cover damage caused by wind-driven rain. As Cooper City is in a Cooper City is in a Special Flood Hazard Area, you may, however, need an additional flood insurance policy.
You May Have a Separate Deductible for Hurricane Damage
Some insurance policies may require you to pay an additional deductible for damages caused by a hurricane. However, they are required by Florida law to make this extremely clear in the policy paperwork. According to Florida hurricane laws, this information must be displayed in bold, 18-point font on the cover of the policy stating this requirement.
Your Insurance Company May Try to Pay You Less
You have paid your insurance premiums for years, and now that your home sustained damage, you expect them to pay your losses. Unfortunately, they may try to get out of paying or try to pay you less.
For example, they may incorrectly claim your policy is not valid, or insist that hurricane-related damages are not covered. The adjuster may fail to view a portion of your home, then claim it was not damaged. Or, they may try to undervalue your claim. We can help hold your insurance company accountable for all your damages.
Florida Law Limits How Long You Have to File a Hurricane Damage Claim
Florida laws give property owners three years from the day the hurricane makes landfall to pursue compensation. Any attempts to seek compensation after that time may be barred.
You do not need to handle this alone. A hurricane property claim lawyer in Cooper City, Florida can help you navigate the claims process. Contact our team today at 1-800-747-3733 to begin the claims process.
How Our Firm Can Help You with Your Cooper City Property Damage Claim
After your Cooper City home sustains damage in a hurricane, you want a legal team who understands how the claims process works and can guide you through the process. The team at the Law Offices of Anidjar & Levine can help in the following ways.
Gather Evidence to Support Your Claim
To recover the maximum compensation possible, our team will gather evidence to prove all your damages. We will use this to support your claim to compensation.
Protect Your Rights
The insurance company may try several tactics aimed at paying you less than you deserve. They may deny your claim outright, undervalue your damages, or insist you pay an additional deductible. Our team is here to defend your rights and hold the insurance company accountable.
Appeal a Claim Denial
If the insurance company denies your Cooper City hurricane damage claim, we can help. Our team will get to work reviewing your coverage and gathering additional documentation, then file an appeal.
Take Your Claim to Court, If Required
In some cases, the insurance company may not work in good faith. If they refuse your claim or try to pay you less, our team may take your claim to court where we will present your bad faith lawsuit to the court.
Get Help from a Hurricane Property Claim Lawyer in Cooper City Today
We have helped clients with several past hurricanes, including Irma and Michael. If your home or property sustained damage in a recent hurricane, we can help you pursue the compensation you deserve. For a free review of your hurricane coverage, contact the Law Offices of Anidjar & Levine at 1-800-747-3733.