Every year, hurricanes pound the state of Florida, causing damage to homes and businesses. As a property owner, you know this is a possibility, which is why you have insurance coverage designed to protect your home or business.
When the worst happens, you expect your insurance company to hold up their end of your contract and pay for your losses. Sometimes, however, they try to get out of their legal obligations. They may wrongfully claim your policy is invalid or offer you far less than your actual losses. If this occurs, we can help. Contact a hurricane property claim lawyer in Coconut Creek with the Law Offices of Anidjar & Levine today for a free review of your property insurance policy. Call 1-800-747-3733 now.
Damages That May Be Covered by Your Coconut Creek Hurricane Insurance Policy
High winds, rain, and flooding can result in thousands of dollars in damages to property all over Coconut Creek. The most common property damage following a hurricane include:
- Damaged or sheared off roofs
- Broken windows
- Damage to walls
- Landscaping damage, including fallen trees
- Mold growth
- Car or vehicle damage
- Wind damage
- Damage from flying objects
Florida law outlines the types of damages insurance companies are required to cover, when they may require an additional hurricane coverage deductible, and how much that deductible may be. If your insurance company is failing to follow these laws, we can help hold them accountable. We may have to file a bad faith lawsuit if it means recovering the payout you deserve.
How Our Firm Can Help with Your Coconut Creek, FL Hurricane Claim
The days after a hurricane can be incredibly stressful. You may not have a home to return to, and you may have lost valuable and irreplaceable belongings. We understand how difficult the weeks after a hurricane can be and are here to assist you in any way we can. When you decide to work with a hurricane property claim lawyer in Coconut Creek from the Law Offices of Anidjar & Levine, our legal team will work to:
Protect Your Rights
The insurance company may undervalue your claim or pressure you into accepting less than your full losses. They may violate Florida laws or try to claim certain damages are not covered under your policy. Our team is here to ensure that your right to compensation is always protected.
Answer All Your Questions
We are available to answer any and all questions you may have about the claims process. If you are unsure if certain items are covered or just want to know where your case is in the process, we are on hand to answer questions and keep you informed. You should focus on helping your family heal and not stress about the legal process.
Negotiate With The Insurance Company
You do not have to accept the first offer. Our team will negotiate with the insurance provider to recover as much compensation as possible. If required, we may submit additional documentation to prove our case.
Appeal a Denial
Sometimes, insurance companies will wrongfully deny they are responsible for a claim. If they deny your claim, we will review your policy and gather evidence to support an appeal.
Fight For Your Rights in Court
We hope that the insurance company will do the right thing and pay for your losses after a Coconut Creek hurricane. Sometimes, however, they refuse to pay. If this occurs, we are not afraid to fight for your rights in a court of law.
Damages You May Recover Through a Coconut Creek Hurricane Property Claim
The exact amount of hurricane damages you may recover will vary based on the details of your case and the type of insurance coverage you have. In some cases, you may have several insurance policies with different coverages. If we take on your Coconut Creek hurricane damage case, we will explore all options for compensation. In many cases, property insurance will cover the following losses:
- Damage to your home or business caused by wind or wind-driven rain;
- Damage to additional structures, such as a workshop, swimming pool, or separate garage;
- The cost of securing your home after the storm passes;
- The loss of personal property items, such as furniture, appliances, toys, and clothing;
- Damage to landscaping or other yard features, such as a swing or fire pit;
- The cost of staying in a hotel if your home is uninhabitable; or
- Other out of pocket expenses, such as food or toiletries.
To better understand the exact amount of damages you may recover, call 1-800-747-3733 to speak with a member of our team. We can review your coverage and determine the best course of legal action.
Statue of Limitations for Coconut Creek Hurricane Property Claims
Under Florida law, Coconut Creek residents have three years after a hurricane to pursue damages in court. After this time has passed, you may be unable to recover your losses. This limit may also apply to damage you discover later, such as mold damage hidden behind a wall. If you uncover hurricane damage later, consult with a Coconut Creek property claim lawyer to explore your options.
Contact a Hurricane Property Claim Lawyer in Coconut Creek, FL Today
Our goal at the Law Offices of Anidjar & Levine is to hold your insurance company accountable for their obligations. If your insurance provider has denied you have coverage when you do, tried to say your policy doesn’t cover hurricanes when it does, or attempted to send a partial payment marked as “paid in full,” we can help. Contact Law Offices of Anidjar & Levine at 1-800-747-3733. We offer a free claim review to all Coconut Creek residents.