When you need help dealing with the insurance company after a hurricane, contact the Law Offices of Anidjar & Levine. Our law firm helps victims of hurricane damage. Call us at 1-800-747-3733 and get a free, no-obligation case review. Feel free to ask questions that address your concerns and find out more about the legal services we offer.
Just like you, we are residents of South Florida. Therefore, we know firsthand the frustration you must feel when the insurance company either denies your claim or keeps delaying your payout. A hurricane property claim lawyer in Boynton Beach can take on the insurance company on your behalf and get you the fair compensation you deserve.
Why Insurance Companies Deny Hurricane Claims
You may be wondering why the insurance adjuster denied your claim for hurricane damage. You are not alone. Hundreds of homeowners get turned down by insurance companies who are overwhelmed at the claims that come in from across the state. Florida is the state most vulnerable to hurricanes in the country, after all. As a result, the insurance company may come up with all sorts of reasons to keep from paying.
Common excuses an insurance company may give for denying your claim include:
- Your home sustained flood damage, not wind damage.
- Your policy has certain exclusions.
- The value of your damages does not reflect the adjustor’s assessment.
- You did not file your claim by the deadline.
- You did not provide adequate documentation of the damage.
- Your home damage was pre-existing.
Regardless of the reasons why the insurance company denied your claim, you do not have to settle for their decision. You can explore your legal options and hire an attorney to help you receive a fair settlement.
If you do not agree with the insurance company’s final offer, then contact the Law Offices of Anidjar & Levine today. Get a free case review by calling 1-800-747-3733.
We Represent Clients in All Types of Hurricane Damage Cases
Your insurance adjuster may want you to accept the lowest settlement that they offer. They may try to convince you that it is the only money you will receive for your damaged property. A hurricane property claim lawyer in Boynton Beach can review your case and help you in the following ways:
Establish the Value of Your Damages
Our law firm can help you determine the total value of your damages based on the evidence. We can look at all documents, receipts, bills, inspection reports, and any photos or videos of the damage. We can then put together an estimate of total damages and submit it to the insurance company.
Prepare and File Your Claim
We can take the burden off your shoulders and prepare and file your claim for you. We can also take care of all the clerical duties and paperwork. Our law firm can manage your case throughout litigation as well.
Negotiate a Settlement on Your Behalf
We can go back to the insurance provider and re-open your case. We will fight for a fair settlement on your behalf and get you the compensation you deserve based on your actual damages and not the insurance company’s assessment.
Alert You of Fraudulent Activity
If we determine that the insurance company has acted in bad faith, distorted any information, or delayed your payment for no reason, we can discuss the option of filing a lawsuit against the company.
The Law Offices of Anidjar & Levine will work closely with you through your entire case until we help you reach a settlement. To get your case started today, call us at 1-800-747-3733 for a free case assessment.
Hurricane Damages You May Be Entitled to Claim
What you can claim after the storm depends on the nature of the damage and what your insurance policy covers. For instance, your policy may cover wind damage but not water damage. However, if you have an additional flood policy, then both your homeowner’s policy and your flood policy should cover all damages.
Most insurance policies in Florida cover some or all of the following:
- Structural damage to your home.
- Damage to items in your yard such as a shed, deck, pool, or fencing.
- Personal property inside the home.
- Alternate living expenses while your home is being repaired.
- Debris removal.
- Increased cost of construction (unforeseen costs).
We can review your insurance to determine what your policy should cover and the maximum amount of the payout. Do not rely on the insurance company to go over your policy with you. A hurricane property claim lawyer in Boynton Beach can help you understand your policy and protect your rights.
Do Not Miss the Three-Year Deadline to File a Claim
The state of Florida gives you three years from the date of the damage to file a claim against the insurance company. So, if you still have not received your payout, it is not too late to discuss your case with your attorney.
But if you fail to submit a lawsuit before the deadline, you may no longer be entitled to compensation. You do not have to wait for the insurance provider’s decision if they have delayed your payout. Let us help you get started with your case right now.
Contact the Law Offices of Anidjar & Levine Today
If you are being lowballed or your claim has been denied by the insurance company and want to move forward with your case, contact the Law Offices of Anidjar & Levine. We offer legal services for victims of hurricane damage throughout South Florida.
To find out more about how our law firm can help you with your hurricane damage claim, call us right now at 1-800-747-3733 for a free case review.