Homeownership goes hand-in-hand with buying homeowner’s insurance as a means to safeguard a real estate investment. But when a natural disaster like a hurricane strikes, insurance providers are not always quick to cover your claim. If your hurricane claim was ignored or denied by your insurance provider, it might be time to consider your legal options to achieve the compensation you deserve.
Insurance Coverage and Claims for Hurricane Damage
Each homeowner’s insurance policy is different in the exact coverage it offers, but regardless there are several types of damage that a homeowner should cover in some capacity (after, in most cases, a deductible). The majority of insurance policies in the State of Florida cover damages such as:
- Repair or replacement of the home and its contents.
- Repair or replacement of adjacent structures, such as garages or sheds.
- Repair or replacement of amenities like pools or patios.
- Coverage of expenses while your home is being repaired or your property is being cleared of debris.
Knowing your coverage means carefully reading your policy so that you know what is covered in the fine print. It’s also important that your policy is up to date and its premiums have been paid.
If you know your policy is in good shape but do not understand the detailed nuances of your coverage, or if your insurance company disagrees that they owe you reimbursement for your claim, you might be at a loss for the next steps to take to fight for justice to recoup your hurricane losses.
This is the time, however, to call the Law Offices of Anidjar & Levine to speak to a hurricane claims lawyer in Boca Raton. Our team realizes the potential devastation that hurricanes can bring, and we will fight for a fair settlement from your insurance company. Call us today at 1-800-747-3733 for a free case evaluation.
Denied Insurance Claims Explained
When a hurricane strikes Florida, entire communities can be left to pick up the pieces. When they all reach out to their insurance provider to file claims, one of the ways that the insurance companies try to keep financially afloat is to limit payouts or deny claims altogether.
Their reasons for claim denial can vary. They might, for instance, claim the damage for which you filed the claim came from a source other than the hurricane. They might also try to argue that you are not covered for the damage claimed.
No matter their reason, your insurance company’s decision to deny your claim is not the end of the road for your compensation. It is just the beginning of your fight for justice. Reach out to a hurricane property claim lawyer in Boca Raton from the Law Offices of Anidjar & Levine so that we can fight for your compensation while you put your home and life back together.
Evidence We Can Use to Build Your Case
The hurricane property claim lawyers with the Law Offices of Anidjar & Levine work with clients across South Florida to recover the damages that reluctant insurance companies should pay. We build each case on the foundation of strong evidence to support your claims, including:
- The nuances of your homeowner’s policy.
- A compilation of your losses/damages.
- Invoices for out-of-pocket repairs and living expenses while displaced.
- Any additional evidence, including contractor statements or videos or photographs of the destruction.
Our hurricane property claim legal team will work tirelessly to pull together this various evidence to appeal your insurance company’s denial or limitation of your claim with the hope that this will encourage them to negotiate with us for a better settlement. If such negotiations do not result, we can discuss options for further legal action against the insurance company.
Contact Your Hurricane Property Claim Lawyer in Boca Raton Today
While it may seem like your insurance provider is dragging their feet or taking forever to respond to your claims or appeals after a denial, it is important that you stay focused since Florida law allows you three years to file a lawsuit against your insurer.
Save yourself the ongoing frustration with your insurance company or settling for a payout that is lower than you expected your policy to provide. The Law Offices of Anidjar & Levine is ready to help you assess your options and, if possible, aid in your next steps toward resubmitting your claim or taking legal action. We will get the process started so that you will not miss the deadline set by the statute of limitations.
We do need time to build the evidence to argue for your right to compensation, however, so do not wait until the last minute to call us. The Law Offices of Anidjar & Levine looks forward to hearing from you so we can help you fight your insurance company’s low or denied payout. Call us today for your free case review: 1-800-747-3733.