While Floridians get the benefits of year-round sunshine, they are also at an increased risk of hurricanes, tropical storms, and other severe weather conditions. Florida’s Chief Financial Officer, Jimmy Patronis, outlines in great detail the state’s insurance coverage for general disasters, saying in catastrophic situations, insurers may be more lenient in the way they handle claims.
After you have suffered property losses due to a storm, and have the protection offered under an insurance policy, you should be eligible to collect those damages, if you are:
- Filing your claim for the first time
- Experiencing difficulties dealing with your insurance company
- Having your valid claim denied
Our legal team can help. In these situations, it can be a wise decision to work with a West Palm Beach storm property claim lawyer.
The Law Offices of Anidjar & Levine can help you navigate the claims process. We can negotiate directly with the insurer, leaving you free to rebuild your life. Call 1-800-747-3733 for a free consultation.
Three Things That Can Affect Recovery Proceedings
Many insurance companies strive to provide their clients with optimal service that protects them from unfortunate weather conditions. Other agencies may not be so honest. Some companies may employ strategies to dissuade policyholders from seeking the full benefits of their insurance contracts.
Here are three elements that can impede the claims process:
- Negligence. Your insurance company may argue that your losses were not caused by a storm, rather, by your own inability to make timely repairs to your property. By working with a legal professional, they can approach your insurer with proof that a natural disaster directly caused these damages.
- Timeliness. Your insurance company may take a long time to make a decision on your claim, whether this is intentional or not. Thankfully, Florida protects property owners under the Homeowners’ Claim Bill of Rights which is part of Florida Statute § 627.7142. This document offers a timeline for which your insurer must act, or risk being found guilty of violating good faith insurance practices.
- Inadequate coverage. Your insurance policy contains many exclusions or things the insurer does not cover. When you work with a legal professional, they can comb through the fine print of your insurance contract to determine what policy you should file under. They can work directly with your insurance company so that you do not miss the financial recovery you deserve under your plan.
A West Palm Beach storm property claim lawyer at the Law Offices of Anidjar & Levine can help you avoid the problems that could devalue your storm property claim in Palm Beach County. Call us today at 1-800-747-3733 for a no-cost case evaluation.
Three Things to do After Storm Damage to Your West Palm Beach Property
After a storm has impacted your property, you may be wondering what you can do on your end to promote a smooth claims process.
Here are a few suggestions of ways to protect your right to compensation:
- Notify your insurer immediately of the storm-related damage.
- Take photos or videos demonstrating your property losses.
- Work with a West Palm Beach storm property claim lawyer from the beginning so that you can avoid mistakes that could compromise your claim.
At the Law Offices of Anidjar & Levine, we understand that having to deal with a difficult insurance company can be unnecessarily stressful. We can help. You can call us today at 1-800-747-3733 for a no-obligation consultation.
We Can Help.
