Picture this scenario: Your West Palm Beach home was damaged by fire or weather, and your insurance company refuses to pay your claim. Do you know what to do next? If this scenario rings true, you should connect with a West Palm Beach property claim denial lawyer who can help you file a comprehensive and compelling appeal.
Insurance coverage is designed to provide you with protection and peace of mind when you need it most (i.e. when your property is damaged. For example, Federal Emergency Management Agency (FEMA) offers the National Flood Insurance Program to help reduce the impact of flooding on private residences and public buildings). A denial by your insurance company can be frustrating and stressful since it affects your home. You may still be able to receive the maximum coverage of your homeowners insurance policy. Get your home and life back on track with the help of a West Palm Beach property claim denial lawyer near you.
Call the West Palm Beach personal injury lawyers at the Law Offices of Anidjar & Levine for a free consultation.
A West Palm Beach Property Claim Denial Lawyer Can Help You Understand an Initial Denial
A denial by your insurance company might leave you with uncertainty about how to proceed in terms of compensation for damages to your home. In this situation, you may want to consider contacting a lawyer.
Here is what you can do to promote a smooth appeals process:
- Provide your lawyer with a copy of the denial letter you received from your insurance company
- Give your legal team photos of all interior and exterior damage to your property
- Present any insurance policy numbers so that your attorney may review them
Your West Palm Beach property claim denial lawyer may request additional documents to support the appeal. Call the Law Offices of Anidjar & Levine at 1-800-747-3733 to speak with a member of our team today.
Your Insurance Company Cannot Violate Your Rights
In Florida, the Homeowner Claims Bill of Rights entitles you to expect certain actions from your insurance company under Florida Statutes § 627.7142.
Once you have filed a completed claim, you have the right to expect your insurance company to:
- Acknowledge your claim within 14 days (per the stipulation of Florida Statutes627.70131)
- Respond to your case within 30 days
- Either partially or fully pay your claim, or otherwise provide a written denial within 90 days
If your insurance company breaches any of these guidelines, you may be able to seek compensation. A West Palm Beach property claim denial lawyer can help you understand your options for filing an appeal.
A Denial is Not a Final Resolution of Your Claim
A denial of your claim is not the final resolution of your claim. You have the right to fight for the coverage your policy was intended to provide.
If your valid claim for coverage was rejected by your insurance company, you may still have options to recover your property claim losses and expenses. A legal professional can help you understand and navigate the claims appeal process.
To get started, contact the Law Offices of Anidjar & Levine at 1-800-747-3733.
We Can Help.
