You may be entitled to compensation if you were injured in a rideshare accident. However, it can be challenging to know who is liable for paying for your financial damages. For example, rideshare companies only provide coverage for accidents caused by their drivers at specific times, so you could face issues if Lyft disputes liability — and because they operate as a business, they often do.
Our Port St. Lucie Lyft accident lawyer helps you cut through legal jargon and confusing insurance policy terms to get to the facts. If you were injured in an accident involving a Lyft driver, we are here to put your needs first, protect your rights, and provide everything you need to pursue your compensation claim.
Liability in Lyft Accidents
All drivers are legally obliged to carry auto insurance coverage. However, people who work as rideshare drivers usually have more coverage on their policies. Florida law also requires all transport network companies like Lyft and Uber to provide additional insurance coverage while their app is on and in effect, but not when the app is off, or there are no passengers in transit. Here is a breakdown of the different coverage amounts available:
Lyft drivers have different coverage amounts depending on what they are doing.
When the app is off, the driver’s own insurance coverage applies. At a minimum, the following limits apply:
- $10,000 bodily injury per person
- $20,000 bodily injury per accident if more than one person is injured
- $10,000 in property damage liability
If the app is on, Lyft drivers who are on duty and waiting for a booking have third-party liability insurance limits (for covered accidents) of:
- $50,000 bodily injury per person
- $100,000 bodily injury per accident if more than one person is injured
- $25,000 in property damage liability
Transport network companies (TNCs) such as Lyft
When Lyft drivers are traveling to pick up passengers or are carrying them, the following coverage from the TNC applies:
- $1,000,000 third-party auto liability
- Uninsured or underinsured motorist bodily injury
- $25,000 for property damage
According to Zippia, 36% of the U.S. population uses rideshare services, and their introduction has been associated with an uptick in traffic accident fatalities. Despite holding $1 million in liability insurance, clauses and confusing language in rideshare companies’ insurance terms and conditions can leave injured parties frustrated about how their accident claims are handled.
For a free legal consultation with a lyft accidents lawyer serving Port St. Lucie, 800-747-3733
We Work Tirelessly to Hold Negligent Parties Accountable in Rideshare Accidents
If you or a loved one were injured in an accident while using Lyft or as another motorist, our Port St. Lucie Lyft accident attorneys can help you to determine your legal options. What this means in practical terms is:
- Investigating the facts of your case to identify liable parties
- Gathering and organizing evidence to support your claim
- Answering your questions and guiding you through the legal process
- Managing every aspect of your case’s administration
- Handling all communications with Lyft, the driver, or their insurance companies
- Evaluating the full extent of your injuries and other related losses
- Negotiating for a fair settlement
- Representing you in court when required
The thought of managing a complex legal case can be daunting, especially while you are recovering from your injuries. However, many people seek legal representation to take on this responsibility so they can focus on their well-being.
You should not be left holding the bag when someone else is responsible for causing you harm. Nor should you have to worry about paying medical bills, accessing treatment for your injuries, or how you will meet your other financial obligations due to missed time from work while you recover.
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Recoverable Damages in Lyft Accident Cases
Many factors influence the amount of compensation you could recover after a rideshare accident. For example, the severity of your injuries and the circumstances of the accident will determine the different types of compensation available to you. In addition, each one of our clients is unique, and no two accidents are identical. We will need to carefully analyze how the accident has impacted your life physically, emotionally, and financially.
We are thorough when we evaluate your case for the following types of economic damages:
- The cost of your medical bills, treatment, and rehabilitation
- Lost wages from time missed at work while you recover
- Compensation for reduced earning capacity if you are unable to return to work or are limited by your injuries
- Pain and suffering for anxiety caused by the traumatic event, physical pain, or the loss of enjoyment of life caused by your injuries
- Personal property damages
While we continuously work to serve your best interests, insurance companies do not share the same agenda. As they operate as for-profit organizations, they will seek to minimize their financial risk in claims brought against them. Unfortunately, this can result in your claim being unreasonably delayed, undervalued, or, in the worst case, denied. As we focus on personal injury law, we know how to overcome these obstacles and fight for the compensation you deserve to make things right.
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Strict Time Limits Affect How Long You Have to File Your Compensation Claim
In Florida, injured people have four years to begin legal action for a Lyft rideshare accident claim per Florida Statutes § 95.11. While this may seem long, it is beneficial to seek professional legal advice sooner rather than later. It can be more challenging to gather and preserve evidence to establish liability or summon witnesses as time passes.
Once you hire us, we get to work right away and provide our legal services on a no-fee guarantee. This means there are no upfront costs, and you pay us nothing unless we obtain financial damages on your behalf.
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Discuss Your Legal Options with Our Port St. Lucie Lyft Accident Lawyer Today
At the Law Offices of Anidjar & Levine, we want you to recover the compensation you need to move on with your life, not just settle for a portion of your damages. If you are unsure who is liable for your injuries or what to say to the insurers, we can take care of all that for you as we have done for our clients since 2006.
Contact our team today and learn more about your legal options. Don’t worry about feeling pressured; we will never make you feel obligated. At the very least, you get to know more about the strength of your case before starting your claim, and our first consultation is free, so there is nothing to lose by talking to us.
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