At the Law Offices of Anidjar & Levine, our Fort Lauderdale car accident lawyers will meet with the victim of any Florida car accident for free. We will review your case and help you understand the severity of your accident and your legal options for recovering damages.
We encourage anyone who suffered any type of injury in a car accident to consult an attorney before agreeing to a settlement. This is also true if you filed a property damage claim to repair or replace your damaged vehicle. Our team is here to help, no matter the severity of your car accident. You have every right to hire a car accident lawyer for a minor accident.
Call 1-800-747-3733 for your free case review.
Getting Compensation After a Florida Car Accident
In general, car accident victims have two options for recovering damages and getting the compensation they need after an accident. This includes:
- Filing a claim based on their personal injury protection (PIP) policy; or
- Meeting the state’s serious injury threshold and filing an insurance claim based on the at-fault driver’s auto liability policy.
Determining which of these options is available to you–and which is your best option—is not always easy. The state’s serious injury threshold is complex, and it can be difficult to know if you qualify unless you handle this type of case regularly. Our attorneys can help you understand if you may qualify during your free case review.
Filing a Claim Based on Your No-Fault PIP Policy
If your car accident injuries were minor, Florida laws may limit your legal rights to filing a claim based on your PIP policy. FL § 627.736 mandates this type of coverage, so you should have a policy worth at least $10,000. This policy provides compensation to cover expenses and losses such as:
- A portion of medical care, up to the policy limit; and
- A limited amount of lost income.
If your injuries are relatively minor, the $10,000 from your PIP coverage may be enough to pay for your emergency department visit and your treatment and follow-up care. We can even help you file this claim, as well as a claim based on the property damage to your vehicle.
You May Qualify to File a Fault-Based Auto Insurance Claim
In some cases, accident victims call us because they worry their PIP coverage will not pay for the treatment they need for their injuries. This is a very real concern, and we often see injuries that exceed the limits of the victim’s PIP coverage. However, when we review these cases, we often find that the victim is eligible to pursue a fault-based insurance claim as well.
If you meet the criteria under the state’s “serious injury” threshold imposed by FL § 627.737, you can take legal action to hold the at-fault driver liable for a wide range of damages. This will require us to:
- Obtain copies of your relevant medical records to confirm eligibility
- Investigate the accident to prove cause, negligence, and liability
- Document your accident-related expenses and losses
Once we can show that you meet the state’s serious injury threshold and that the other motorist was at-fault in your accident, we can take action to recover a settlement or court award.
We generally begin by filing an insurance claim based on the at-fault driver’s liability automobile insurance policy. We can usually present a strong case to the insurance company and reach a fair settlement agreement to compensate our clients for their damages. If this is not possible in your case, we can file a personal injury lawsuit on your behalf.
Talk to an Attorney from the Law Offices of Anidjar & Levine About Your Car Accident Case
If you wonder if you should hire an attorney to help you navigate the claims process after a Florida car accident, reach out to the Law Offices of Anidjar & Levine for a free case review. We will help you understand your rights and legal options based on the facts of your case. If you hire a car accident lawyer for a minor accident, they may be able to evaluate your damages to include elements you may not have thought of.
You can reach a member of our team today by calling 1-800-747-3733.